As a Golden 1 member, you're eligible to apply for any of the low-rate, no-annual-fee credit cards that we offer. Compare their features below to choose the right card for you.
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1 1% cash rebate is available on qualified purchases, excluding cash advances and purchase credits. Accounts in default under the terms of the agreement forfeit all accumulated rebates. Rebate available only on Platinum Rewards Visa (with the cash rebate reward option), Visa Classic, and Visa Gold card purchases. To receive a rebate, the primary cardholder must be an active member and maintain a Golden 1 Regular Savings Account with the required minimum balance. Please see our Disclosure of Account Information for other terms and conditions. Rebate not available on Secured Visa, any equity card products, or any affinity cards. Credit card accounts closed prior to their January closing statement date forfeit all unpaid rebates earned during the prior 12-month period. We reserve the right to change or discontinue this program.
2 Funds must be pledged and maintained on deposit in an amount equal to 1½ times the Visa credit limit in a Golden 1 savings account.
3 Student Visa cards are available as part of the Student Pack.
With a Golden 1 Secured Visa,1 the money in your Golden 1 Savings Account is placed on hold as collateral. This convenient, no annual fee card is a low-cost way to build or re-establish your credit history—all while earning dividends on funds held in your Golden 1 Savings Account. Secured Visa credit lines are from $250 to $1,500.
1 Funds must be pledged and maintained on deposit in an amount equal to 1½ times the Visa credit limit in a Golden 1 savings account.
Our Student Visa Credit Card is a great way for you to start building your credit history. If you are a student age 18 and older and can provide proof of income, enrollment, acceptance or attendance at any college or university, you are eligible to apply.
1 Foreign transaction fee is 1% of each transaction in U.S. dollars. 2 Subject to approval. The rate will not increase while the plan is open.
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