Peace of Mind—For Now and For the Future
You've worked hard, saved, and made wise choices to ensure that you and your family are taken care of for the foreseeable future. But what happens after that? Creating an estate plan is the next critical step you can take to protect your property and your loved ones—and all of your life's hard work.
How an Estate Plan Protects You and Those You Love
Even if you have only a vague notion of what an estate plan is, you probably know that creating legal documents that protect your family and property should be near the top of your to-do list. Estate planning—the process of creating a plan for administering and distributing your property after or before your death—can include important legal documents, such as a will, living trust and advanced healthcare directive. These documents let you (rather than the state) decide who inherits your property, and let you make decisions now about your health care should you one day lose the ability to do so.
An estate plan can help you:
Estate Planning: Where to Begin
Estate planning is an important process, but it doesn't have to be a difficult or drawn-out one. You may consider seeking the expert advice of an attorney—one who can address your unique situation and circumstances. To assist you, we’ve included information in this packet about attorneys* who specialize in estate planning. These attorneys can help you:
Plus! You'll rest easy knowing that the attorney you choose will prepare and file all of your legal documents as required by state law.
Additional Golden 1 Investment Services
Golden 1 Investment Services is here for your investment and insurance needs. Through their registration with LPL Financial, Financial Consultants with Golden 1 Investment Services may help you define—and pursue—your financial goals with suitable products and services. Get help with:
For more information, or to schedule a no-cost, no-obligation appointment with one of our Financial Consultants, please contact us at 1-877-GOLDEN 1 (1-877-465-3361), ext. 3203.
Discounted Pricing for Golden 1 Members
As a Golden 1 member, when you choose an attorney, you are eligible to receive special discounted pricing for these estate planning services:
A Revocable Living Trust package at the above pricing includes a Revocable Living Trust, Pour Over Will, Power of Attorney Over Asset Management, and an Advanced Healthcare Directive. In addition, your attorney will prepare a maximum of two deeds to transfer your California real estate properties into your trust,** and will handle all necessary correspondence with your financial representatives or financial institutions to ensure that your credit union, bank, investment and/or other financial accounts are transferred into your trust.
Learn More, or Schedule Your Confidential Consultation
To learn more about estate planning, or to schedule a confidential consultation with an Estate Planning Attorney, please review the enclosed list of attorneys that are available to you as a Golden 1 member. You may also wish to familiarize yourself with the above discounted pricing on Revocable Living Trust packages.
* Golden 1 Credit Union ("Golden 1") is not affiliated with any of the estate planning attorneys and/or related firms ("attorney or attorneys or firms"), or any other types of attorneys or firms whereas Golden 1 may make their contact information available to its members or the general public by providing information about their services, and/or their contact information, and/or various offers, and/or having them present workshops or seminars. All information provided by Golden 1 relating to all attorneys is for informational purposes only and is not a recommendation of any attorney or firm and/or his/her/their products and services. Any contact, discussion, business, and/or transactions with any attorney or provided by an attorney, are not obligations nor guaranteed in any way including their merchantability, by Golden 1, and products and services rendered by the attorneys and/or their firms and/or their affiliates are not federally insured by, or obligations of, the NCUA or by any other entity(ies) including Golden 1, and are solely and completely between the attorney and the client, meaning you as the client, who is a credit union member or a member of the general public.
** Recording fees for the two real estate deeds are included in the cost; however, there may be other costs for funding additional or out-of-state deeds into the trust, or other unique circumstances.
The Financial Consultants with Golden 1 Investment Services are registered representatives with LPL Financial. Securities offered through LPL Financial, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. LPL Financial is a Registered Investment Advisor. LPL Financial is not affiliated with Golden 1 Credit Union. The Office of Supervisory Jurisdiction associated with Golden 1 Investment Services and LPL Financial may discuss and/or transact securities business with residents of all 50 states. You are advised to seek advice from your own tax professional and attorney. Investors should consider the investment objectives, risks, charges and expenses of the investment company before investing. The prospectus contains this and other information about the investment company. You can obtain a prospectus from your financial representative. Read carefully before investing.
This credit union is federally insured by the National Credit Union Administration.
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