* Annual Percentage Yields (APY) and dividend rates are established monthly by the credit union's board of directors. All dividends are compounded monthly. The dividend rate and APY were accurate as of 1/17/2017. Fees may reduce earnings. On term-savings certificates, the rate is in effect until the maturity date. Dividend rates are variable and subject to change monthly after the account is opened. The APY is based on the assumption that dividends remain on deposit within the account during the dividend period, withdrawals will reduce earnings, and there are penalties for early withdrawal. A minimum daily balance of $1,000 is required in the account each day to obtain the APY.
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