¹ Offer is limited to new Business Checking or Sole Proprietor account holders. Offer may not be combined with any other checking account bonus offer and is limited to one bonus per member per business tax ID. Current Golden 1 employees are not eligible. Other restrictions may apply. Golden 1 may change or discontinue this offer at any time before this date without notice. Offer Requirements: Offer is available to new Golden 1 Business Checking or Sole Proprietor account holders who open an account by September 30, 2026. To qualify, you must (1) Deposit at least $2,000 in new money (funds not currently or previously held at Golden 1) within 15 days of account opening, and (2) Maintain an average daily balance of $2,000 in the account for the first 90 days. Bonus Tiers: (1) $100 bonus: Maintain an average daily balance of at least $2,000 during the first 90 days of account opening. (2) $400 bonus: Maintain an average daily balance of at least $10,000 during the first 90 days of account opening. (3) $750 bonus: Maintain an average daily balance of at least $15,000 during the first 90 days of account opening. Bonus Payment: The applicable bonus will be deposited into your Business Checking account within 30 days after the 90-day qualification period, following deposit verification, provided the account remains open and in good standing. Additional Bonus Opportunity: Accounts that qualify for any of the above bonuses are also eligible for an additional $100 bonus by opening and activating a Merchant Services Clover account before the end of the 90-day qualification period. You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Please consult your own tax professional and attorney for tax advice. Minimum deposit to open a Golden 1 Business Checking account is $100. All standard account terms, conditions, and opening procedures apply. For a comprehensive list of account pricing, terms and policies, see Disclosure of Account Information and Membership Agreement - Consumer & Sole Proprietorship Accounts (for Sole Proprietor Checking) or  the Business Deposit Account Disclosure and Membership Agreement and Business Services Fee Schedule (for Business Checking). These documents may be obtained online at golden1.com, by contacting a Golden 1 branch, or by calling Business Member Support at 1-877- 909-5656.

² Special rate offer is only available for a limited time. The introductory dividend rate and Annual Percentage Yield (APY) are valid for six (6) months beginning at account opening and will revert to the current Business Money Market Savings dividend rate and APY in effect upon the end of the six (6) month introductory period. This offer is only available to first-time Business Money Market Savings members. Offer valid on one (1) Business Money Market Savings account per Employee Identification Number (EIN), or Tax Identification Number (TIN), or Social Security Number (SSN), as applicable. The minimum opening deposit is $100. Minimum balance to earn APY is $0.01. This offer may be modified or discontinued at any time.