zf-beacon

1Offer is limited to new Golden 1 Business Checking account holders. Offer may not be combined with any other checking account bonus offer and is limited to one bonus per member per account. Current Golden 1 employees are not eligible. Other restrictions may apply. Offer expires on February 28, 2026. Golden 1 may change or discontinue this offer at any time before this date without notice. Offer is limited to new Golden 1 Business Checking account holders who open their accounts by February 28, 2026; complete qualifying deposits totaling $5,000 or more into that account before February 28, 2026; and keep a minimum daily balance of $3,000 in the Business Checking account until April 30, 2026. The bonus will be deposited into your new Business Checking account after deposit verification, no later than May 30, 2026, as long as your account is open and in good standing. You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Please consult your own tax professional and attorney for tax advice. Minimum deposit to open a Golden 1 Business Checking account is $100. All standard account terms, conditions, and opening procedures apply. For a comprehensive list of account pricing, terms and policies, see the Business Deposit Account Disclosure and Membership Agreement and Business Services Fee Schedule. These documents may be obtained online at golden1.com, by contacting a Golden 1 branch, or by calling Business Member Support at 1-877- 909-5656.

2 Special rate offer is only available for a limited time. The introductory dividend rate and Annual Percentage Yield (APY) are valid for six (6) months beginning at account opening and will revert to the current Business Money Market Savings dividend rate and APY in effect upon the end of the six (6) month introductory period. This offer is only available to first-time Business Money Market Savings members. Offer valid on one (1) Business Money Market Savings account per Employee Identification Number (EIN), or Tax Identification Number (TIN), or Social Security Number (SSN), as applicable. The minimum opening deposit is $100. Minimum balance to earn APY is $0.01. This offer may be modified or discontinued at any time.