Introducing the card with up to 4% cash back.

Our Member Cash Rewards+ credit card rewards hard working Californians for purchases they make every day!

Member Cash Rewards+

14.79% - 18.79% APR*

*See Pricing and Fee Details

You Belong Here!

Since our founding in 1933, we’ve put people over profit. And when more than 5,000 Americans were asked to choose the credit union or bank they admire most, we were named in the top 3 nationwide (American Banker, 2021). We think it’s because we share your values – from having each other’s backs to keeping more of your hard-earned money. Join us along with more than a million of your fellow Californians!

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Direct deposit works for more than just paychecks. It can also speed up your tax refunds and allow you to receive other recurring payments automatically, such as:

  • Social Security 
  • VA benefits
  • Pension payments
  • Dividend checks, and more

More Cash to do What you Love. 

A Golden 1 personal loancan provide the extra cash you need – for vacations, home projects, weddings, consolidating debt, and more!

Start enjoying the peace of mind and excitement extra funds can bring. Our personal loans offer:

  • Competitive low interest rates

  • Flexible terms up to 60 months2


Our app simplifies your home loan experience with convenient and secure access to your application, digital documents, and your Home Loan Advisor. With Golden 1 you have full support in your home buying journey!

Even more reasons to join Golden 1

The Golden 1 Difference

All the banking services you expect with low-to-no fees and exceptional service.

Community Service

We support hundreds of organizations helping people statewide. 

Reach Your Goals

Staying financially fit takes training. We can help.

Home Loans

Shopping for a home loan? Our home loan advisors are here to help.

Mobile Convenience

Get secure access to your accounts with convenience on the go. 

One Million Members

... and growing. Membership is open to all who live or work in California.