Consolidate debt with a low rate personal loan. For a limited time!

Easy application process, fast decisions, and flexible terms.

Personal Loan

As low as 4.99% APR*



If your organization supports youth literacy or transition-age foster youth, thank you. We appreciate the work you do and want to help. This year we will contribute more than $500,000 to programs like yours through Community Grants. Please apply – proposals are due March 12.


Monitoring your credit score can help you fix mistakes, maintain your best score, and save money on loan interest. We’re happy to introduce Credit Sense, a service with free instant access to your credit score in Mobile and Online Banking.

The right loan for the home you love.

First home. Relocating. Embark on your Golden 1 home loan journey with confidence, as your Home Loan Advisor supports you every step of the way. We'll empower you with the knowledge to choose the right loan for the right house and build up your financial future.

Keep your finances in shape ... no sweat!

Visit our online Financial Wellness Center, your one stop for financial fitness. Train at your own pace with free webinars and podcasts. Their expert tips can help you improve your credit, save more wisely, budget better, and more.

Even more reasons to join Golden 1

The Golden 1 Difference

All the banking services you expect with low-to-no fees and exceptional service.

Community Service

We support hundreds of organizations helping people statewide. 

Reach Your Goals

Staying financially fit takes training. We can help.

Home Loans

Shopping for a home loan? Our home loan advisors are here to help.

Mobile Convenience

Get secure access to your accounts with convenience on the go. 

One Million Members

... and growing. Membership is open to all who live or work in California.