*The dividend rate and Annual Percentage Yield (APY) accurate as of 8/18/2026. The dividend rate and APY may change at any time. There is no minimum balance required to earn the stated APY. The minimum opening deposit for the 13-month Jumbo Certificate is $50,000. Jumbo Certificate: 4.10% APY is for balances $50,000 - $99,999.99 and 4.20% APY is for balances $100,000+. The special 13-month Jumbo Certificate can only be opened in-branch or by phone. The APY is based on an assumption that dividends will remain in the account until maturity. Any fee, withdrawal or transfer reduces earnings and there may be penalties for early withdrawal. These certificates are not extended to organization accounts. Rates and terms are subject to change without notice. Call 1-877-GOLDEN 1 (1-877-465-3361) for current rates.

1All dividends are compounded monthly. The dividend rate and Annual Percentage Yield (APY) accurate as of 8/7/2026. Fees may reduce earnings. Dividend rates are variable and subject to change monthly after the account is opened. The dividend rate is based on tiers. The end-of-day balance determines the tier, so the dividend rate for the month may vary from day-to-day depending on each day's balance. The minimum opening deposit is $100. There is no minimum balance requirement to obtain the APY.

2Annual Percentage Rate (APR). All loans subject to approval. Collateral conditions and restrictions apply. Rates, terms and conditions are subject to change and vary based on creditworthiness and other factors.

3Member Referral Terms and Conditions.

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