Introducing the card with up to 4% cash back.

Our Member Cash Rewards+ credit card rewards hard working Californians for purchases they make every day!

Member Cash Rewards+

17.04% - 23.04% APR*

*See Pricing and Fee Details

Fast Company Brands That Matter 2023 Logo

Fast Company Honors Golden 1 As a Brand That Matters

We received the national Brands that Matter award by connecting with Californians through cultural relevance, social impact, and authentic communication. Fast Company is a world leader in business media that annually honors brands that make a difference in their communities. Our commitment to building thriving communities and financial inclusion is inspired by you!

2023-24 Sacramento Kings Season Benefits


Come out to Golden 1 Center to cheer on your NBA home team. Buy your tickets in the Member Discount Ticket Portal.

  1. Sign on to Online Banking and Select Member Benefits under the Self Services tab
  2. Get your Promo Code
  3. Select your games, buy tickets, and enjoy Kings basketball action in person

It pays to be a Golden 1 member and Kings fan!

Free Checking Promo Card Image


Goodbye monthly fees. It’s really, truly, seriously free. And you get more.

  • Get paid up to 2 days early1 with Direct Deposit
  • Access to more than 30,000 fee-free CO-OP ATMs nationwide
  • Fee-free mobile, online, and text banking services2

Belonging to a not-for-profit credit union means your membership goes further!

Golden 1 Credit Union Number 1 Logo

Become a Member

Since our founding in 1933, we’ve always been about putting people over profit – taking care of our members, our employees and our community. Because that’s what it means to belong to Golden 1. Being part of a community built by people invested in one another. So you can do more with your money. If you believe in the power of people over profit, we invite you to join us at Golden 1!

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Even more reasons to join Golden 1

The Golden 1 Difference

All the banking services you expect with low-to-no fees and exceptional service.

Community Service

We support hundreds of organizations helping people statewide. 

Reach Your Goals

Staying financially fit takes training. We can help.

Home Loans

Shopping for a home loan? Our home loan advisors are here to help.

Mobile Convenience

Get secure access to your accounts with convenience on the go. 

One Million Members

... and growing. Membership is open to all who live or work in California.