Introducing the card with up to 4% cash back.

Our Member Cash Rewards+ credit card rewards hard working Californians for purchases they make every day!

Member Cash Rewards+

16.54% - 22.54% APR*

*See Pricing and Fee Details

You Belong Here!

For the second year, we've been ranked among the top financial services brands nationwide for Best Customer Experience (American Banker and Monigle, 2022). Thank you to our million+ members. We're honored to serve you and proud to share your values!

Learn MoreLearn More


Set up direct deposit with Golden 1. We deposit the money in your account when funds are available – up to two days early! 

*Early deposit of funds is not guaranteed and is dependent on the timing of funding by the payer.

More Cash to do What you Love. 

A Golden 1 personal loancan provide the extra cash you need – for vacations, home projects, weddings, consolidating debt, and more!

Start enjoying the peace of mind and excitement extra funds can bring. Our personal loans offer:

  • Competitive low interest rates

  • Flexible terms up to 60 months2


Our app simplifies your home loan experience with convenient and secure access to your application, digital documents, and your Home Loan Advisor. With Golden 1 you have full support in your home buying journey!

Even more reasons to join Golden 1

The Golden 1 Difference

All the banking services you expect with low-to-no fees and exceptional service.

Community Service

We support hundreds of organizations helping people statewide. 

Reach Your Goals

Staying financially fit takes training. We can help.

Home Loans

Shopping for a home loan? Our home loan advisors are here to help.

Mobile Convenience

Get secure access to your accounts with convenience on the go. 

One Million Members

... and growing. Membership is open to all who live or work in California.