Introducing the card with up to 4% cash back.
Our Member Cash Rewards+ credit card rewards hard working Californians for purchases they make every day!
OUR LOWEST-RATE CREDIT CARD.
It’s a more affordable way to pay! The Member Rate Advantage Card is perfect for:
- Paying down debt
- Consolidating higher-rate cards
Plus, it comes with protection against fraudulent charges – and no annual fee!
FREE CHECKING. BECAUSE YOU COME FIRST.
Goodbye monthly fees. It’s really, truly, seriously free. And you get more.
- Get paid up to 2 days early1 with Direct Deposit
- Access to more than 30,000 fee-free CO-OP ATMs nationwide
- Fee-free mobile, online, and text banking services2
Belonging to a not-for-profit credit union means your membership goes further!
GET PAID UP TO 2 DAYS FASTER!*
Set up direct deposit with Golden 1. We deposit the money in your account when funds are available – up to two days early!
*Early deposit of funds is not guaranteed and is dependent on the timing of funding by the payer.
Even more reasons to join Golden 1
The Golden 1 Difference
All the banking services you expect with low-to-no fees and exceptional service.
One Million Members
... and growing. Membership is open to all who live or work in California.
