Refinance your loan.

Act now and save.

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The benefits of refinancing with Golden 1.


Refinancing or tapping into the equity in your home can be a smart way to manage your finances. We are here to help with the options, expertise, and personalized service you need to make the best decision.

Lower Monthly Payments
Save by reducing your interest rate and your monthly payment.

Pay Off Your Loan Faster
Build equity faster and potentially save on interest payments by shortening the term of your loan.

Take Cash Out
Leverage your home’s equity and get cash to help you reach your financial goals.

Due to the high demand of our Home Loan Program, processing times are extended up to 90 days for a Refinance and up to 45 days for a Home Equity Loan.


Adjustable Rate Mortgage (ARM)

ARMs are fixed rate for an initial period and then adjust after that. A great choice if you plan on selling or refinancing your home in a few years.

  • Rate is typically lower than a fixed rate mortgage
  • 5 year, 7 year, and 10 year term options available

Fixed Rate Loan


Never worry about rising interest rates with a fixed rate mortgage. Plus, plan your budget with a monthly payment that stays the same throughout the term of your loan. 

  • Competitive rates
  • Various terms available

Jumbo Loan


Let us help make your dreams come true with a jumbo loan! We have options to fit your unique needs. 

  • Up to $4 million
  • Fixed and adjustable rates
  • Owner-occupied and second-home purchases

Get started with a home loan advisor today

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