Invest in your future.
Digital Investing with Guided Wealth Portfolios (GWP).
About Investing with Guided Wealth Portfolios
- Automated investing technology with the convenience of 24/7 online access
- Personalized advice based on your risk tolerance, time horizon, and goals that adapts as your goals and needs change.
- Daily monitoring and automatic rebalancing
- Access to personalized financial advice from a Golden 1 Investment Services Representative
- Low starting minimum of $5,000
Option 1
Guided Wealth Portfolios
Investment advisory program with the advanced features expected from online investing with a professionally managed portfolio – at a low cost.
- Minimum Investment: $5,000**
- Annual Account Fee: $20 per year (assessed by LPL for accounts below $10,000)
- Annual Platform Fee: .35%*
- Exchange-Traded Fund (ETF) Weighted Average Expense Ratio: .15%
Includes:
- Dedicated onboarding specialist via Golden 1 Investment Services
- Investment strategies aligned to your goals
- Professional portfolio management
- Guidance through the goal setting process
- Personalized service available at Golden 1 Investment Services
Option 2
Guided Wealth Portfolios Plus
All the benefits of Guided Wealth Portfolios delivered by a Golden 1 Investment Services Representative who will deliver customized advice and speak with you annually to review your progress.
- Minimum Investment: $5,000**
- Annual Account Fee: $20 per year (assessed by LPL for accounts below $10,000)
- Annual Advisor Fee: .50%*
- Annual Platform Fee: .35%*
- Exchange-Traded Fund (ETF) Weighted Average Expense Ratio: .15%
Includes:
- Dedicated onboarding specialist via Golden 1 Investment Services
- Investment strategies aligned to your goals
- Professional portfolio management
- Guidance through the goal setting process
- Personalized service available at Golden 1 Investment Services
Plus:
- Goals Based Financial Plan
- Complimentary Life, Disability, and Long Term Care Insurance Review
GWP FAQs
FINRA BrokerCheck
Check the background of investment professionals associated with this site on FINRA's BrokerCheck.
IMPORTANT: An annual small account fee is applied to accounts with less than $10,000 invested. Additional fees will apply.
Guided Wealth Portfolios (GWP) is a centrally managed, algorithm-based, investment program sponsored by LPL Financial LLC (LPL). GWP uses proprietary, automated, computer algorithms of FutureAdvisor to generate investment recommendations based upon model portfolios constructed by LPL. FutureAdvisor and LPL are non-affiliated entities. If you are receiving advisory services in GWP from a separately registered investment advisor firm other than LPL or FutureAdvisor, LPL and FutureAdvisor are not affiliates of such advisor. Both LPL and FutureAdvisor are investment advisors registered with the U.S. Securities and Exchange Commission, and LPL is also a Member FINRA/SIPC.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
With your free proposal, you will have access to sample recommendations at no charge to you. If you decide to open a GWP investment management account, you will be charged a quarterly account fee, as well as certain additional costs such as underlying investment fees and expenses and other miscellaneous fees. If you decide to implement sample recommendations in the proposal with another firm, you may be charged fees, commissions, or expenses by that firm, as well as underlying investment fees and expenses.
An investment in Exchange Traded Funds (ETF), structured as a mutual fund or unit investment trust, involves the risk of losing money and should be considered as part of an overall program, not a complete investment program. An investment in ETFs involves additional risks such as not diversified, price volatility, competitive industry pressure, international political and economic developments, possible trading halts, and index tracking errors.
The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: CA.
The Financial Consultants of Golden 1 Investment Services are registered representatives with and, Securities and Advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Golden 1 Credit Union and Golden 1 Investment Services are not registered as broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Golden 1 Investment Services, and may also be employees of Golden 1 Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of Golden 1 Credit Union or Golden 1 Investment Services. Securities and insurance offered through LPL or its affiliates are:
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Not Insured by NCUA or Any Other Government Agency |
Not Credit Union Guaranteed |
Not Credit Union Deposits or Obligations |
May Lose Value |
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