The right loan, right at your doorstep.
Whether you are buying your first home, trading up into your dream home, purchasing an investment property, or refinancing, Golden 1 Home Loans™ has the right loan option to help you achieve your goal. We offer low rates, low closing costs, and the personalized services you need to easily finance your dream home.
Limited time only: Save up to $3,000 on closing costs.1
Big savings give you great options! It's a great time to make a move with Golden 1 Home Loans and get big savings. Our limited-time closing cost credit frees up cash that you'd otherwise pay at closing. Add those big savings to your down payment and potentially get more home for entertaining, family, and friends (even those furry little ones).

Or use the money you saved to fix up your home the way you want it. Upgrade your new patio for outdoor gatherings. Or furnish a home gym or a comfy nook for unwinding and relaxing. Soon you'll be making special memories in your new home.
Applications submitted on or after January 1, 2023 for purchase home loans are eligible for this closing cost special, while the offer lasts. Get moving and save up to $3,000 on your closing costs today!1
Apply Now to get started online. Or speak to an experienced Golden 1 Home Loan Advisor at 1-800-917-9000, Monday through Friday, 7 a.m. to 7 p.m. and Saturday, 9 a.m. to 5 p.m. Pacific Time.
All loans subject to approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions.
1Restrictions apply. Offer is not valid for refinance loans. Offer available for a limited time, for loan applications submitted on or after 01/01/2023. Offer may end at any time. Eligible loans may not include any other promotional offer or non-standard terms or pricing. The closing costs credit is not transferable. The credit at closing may be applied to standard loan costs that are charged at closing and may include customary third-party closing costs. The credit at closing cannot exceed the closing costs.
2Rates subject to increase after consummation.