Home starts here.

With a loan that fits your financial goals.

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The right loan, right at your doorstep.

Whether you are buying your first home, trading up into your dream home, purchasing an investment property, or refinancing, Golden 1 Home Loans™ has the right loan option to help you achieve your goal. We offer low rates, low closing costs, and the personalized services you need to easily finance your dream home.

Adjustable Rate Mortgage (ARM)

ARMs are fixed rate for an initial period and then adjust after that. A great choice if you plan on selling or refinancing your home in a few years.

  • Low down payment options - with as little as 3% down
  • Rate is typically lower than a fixed rate mortgage
  • 5 year, 7 year, and 10 year term options available

Fixed Rate Loan    

Never worry about rising interest rates with a fixed rate mortgage. Plus, plan your budget with a monthly payment that stays the same throughout the term of your loan. 

  • Low down payment options - with as little as 3% down
  • Competitive rates
  • Various terms available

Jumbo Loan

Let us help make your dreams come true with a jumbo loan! We have options to fit your unique needs. 

  • Up to $4 million
  • Fixed and adjustable rates
  • Owner-occupied purchases and second-home purchases

Get started with a home loan advisor today

Home Loan Advisor Directory

Get the Home Buyer Advantage!

You can potentially save thousands of dollars on closing costs with our exclusive Buyer Advantage Program. When you purchase or list your home through a Golden 1 Credit Union Preferred Real Estate Agent, you'll receive up to 25% of your real estate agent's commission credited towards your closing costs.

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