All loans subject to approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and property conditions.
*Restrictions apply. Offer available for a limited time, for first mortgage purchase loan applications submitted on or after September 16, 2024 and no later than June 30, 2025. Eligible applications must include a physical property address and eligible loans may not include any other promotional offer or non-standard terms or pricing. The closing costs credit is not transferable. The credit at closing may be applied to standard loan costs that are charged at closing and may include customary third-party closing costs. The credit at closing cannot exceed the closing costs. Rates subject to increase after consummation.
All loans subject to approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions.
*Restrictions apply. If you apply for a purchase loan for a first mortgage between September 16, 2024 and June 30, 2025, you will be eligible to receive a non-recurring closing cost credit of up to $1,500 when you refinance your loan with us at a later date. To be eligible for the credit, you must apply to refinance your original first mortgage purchase loan no sooner than four months after your initial loan closing date and no later than 12 months after the one-year anniversary of your initial loan closing date. The credit will not be given as cash back and may not exceed the actual closing costs of your refinance loan. Eligible applications must include a physical property address. Eligible loans may not include any other promotional offer or non-standard terms or pricing. The closing costs credit is not transferable.
The promotional credit for the refinance may not be combined with the Golden 1 Employee Home Loan Discount Program or any other programs that have a feature that provides a closing cost credit.
Today's Featured Rates
Adjustable Rate Mortgage (ARM)
ARMs are fixed rate for an initial period and then adjust after that. A great choice if you plan on selling or refinancing your home in a few years.
- Low down payment options - with as little as 3% down
- Rate is typically lower than a fixed rate mortgage
- 5 year, 7 year, and 10 year term options available
Fixed Rate Loan
Never worry about rising interest rates with a fixed rate mortgage. Plus, plan your budget with a monthly payment that stays the same throughout the term of your loan.
- Low down payment options - with as little as 3% down
- Competitive rates
- Various terms available
Jumbo Loan
Let us help make your dreams come true with a jumbo loan! We have options to fit your unique needs.
- Up to $4 million
- Fixed and adjustable rates
- Owner-occupied purchases and second-home purchases
