The Right Loan for the Home you Love.

From your trusted local lender.

First home. Relocating. Remodeling. Whatever you need in a home loan, turn to Golden 1 Credit Union. We offer competitive interest rates and low down payment options, and our dedicated Home Loan Advisors will work with you every step of the way. 

Visit Golden 1 Home Loans to learn more, or call 1-800-917-9000, Monday through Friday, from 7:00 a.m. to 7:00 p.m., Saturday 9:00 a.m. to 5:00 p.m.

Adjustable-Rate Mortgage Loans (ARM)1


An adjustable-rate mortgage may provide lower initial payments. After a period, your payments may fluctuate annually. Golden 1 offers various ARM terms and loan amounts of up to $2 million, with no pre-payment penalties or negative amortization.


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father and son enjoying their backyard

Fixed-Rate Home Loans


Choose a fixed-rate loan if you want the principal and interest payments to remain the same throughout the term of your loan. Offers predictable monthly payments and loan amounts of up to $2 million.


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couple relaxing in their home with their dog

FHA Home Loans


If you thought home ownership might be out of reach, consider an FHA home loan. With more flexible lending guidelines and down payments as low as 3.5%, it may be a great solution to get you in your new front door. 


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family playing in their house

All loans subject to approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Golden 1 Credit Union is not part of any government agency, nor do we represent or have the endorsement of HUD, FHA, the U.S. Government, or any federal, state, or local government agency.

1Rates subject to increase after consummation.