Personal Banking
Easy Checking
Whether you're new to banking or looking to reestablish your financial footing, Golden 1's Easy Checking makes managing your everyday finances simple. It's the perfect account to spend and save while creating responsible money habits.
- Zero monthly maintenance and overdraft fees*
- $0 minimum deposit to open*
- Bank On Certified1
Easy Checking features
Zero fees
There are $0 monthly maintenance fees, $0 minimum balance to open, and $0 overdraft fees*.
Early payday
With direct deposit, you can say hello to Friday vibes and get paid up to two days early2.
Spend & send
Access your cash with a network of 30,000 CO-OP ATMs or easily send money to friends and family with Zelle®3.
Here for you, here for California
At Golden 1 Credit Union, we're about more than just banking--we're about building stronger California communities and helping you thrive. It's our mission to empower you with financial solutions and resources that fit your everyday life, and by giving back to the communities and neighborhoods we call home.
More ways we can help
More ways we can help
Discover tools, resources, and additional articles to empower your financial knowledge.
Money in Motion: Exploring Payment Options
Gain insights into the benefits and considerations of different payment methods, such as cash transactions, checks, debit cards, online payment systems, and peer-to-peer money movement services like Zelle.
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Banking Basics
One of the first steps in effectively managing your finances is learning how to master your bank accounts. Join us as we discuss the differences between banks and credit unions, provide an overview of savings and checking accounts, and explore the fundamentals of online and mobile banking.
Practical tips for your everyday financial wins
Stay informed with our financial tips, expert insights, and real-life strategies to help you manage your money confidently.
Explore articlesBecome a member today
Experience the Golden 1 difference and start your financial journey today.
Discover even more options
Discover even more options
Growth Savings
This is the perfect account for anyone who’s just starting their savings journey. Designed to reward new savers, this account offers bigger rates for smaller balances.
Money Market Savings
Earn higher dividends without locking up your funds, with access to cash when you need it.
FlexSavings
Save for some of life's biggest moments. This account allows you to set a goal, pick your payout date, and watch your money grow.
*You must keep a minimum of $1 in a Regular Savings account to maintain membership. See Fee Schedule for more information.
1The Cities for Financial Empowerment Fund's national Bank On platform supports local coalition and financial institution efforts to connect consumers to safe, affordable bank accounts. Bank On certified accounts are not eligible for Courtesy Pay.
2Early deposit of funds is not guaranteed and is dependent on the timing of funding by the payer.
3Online Bill Payment and Zelle® are only available for members 18 or older. There is no fee to use Zelle® in the Golden 1 Mobile Banking app and Online Banking. However, other fees may be assessed based on usage. Message and data rates may apply. Check with your mobile provider. Other fees such as, but not limited to, Golden 1 Courtesy Pay or Overdraft Protection fees may apply, if enrolled in those or other available programs.
