Loans designed with your convenience in mind

Apply in minutes

Apply at the dealership, online, or in a branch for quick financing or pre-approval

Flexible terms

Choose the term that fits your budget, up to 84 months**

Make payments effortless

Set up automatic payments in the Golden 1 Mobile app or Online Banking 

FAQs


*Annual Percentage Rate (APR). All loans subject to approval. Collateral conditions and restrictions apply. Rates, terms and conditions are subject to change and vary based on creditworthiness and other factors.

**84-month terms available for vehicles up to 10 model years old (2018-2027). 84-month terms not available in the First-time Buyer Program.

1 Vehicle rates vary by the amount borrowed and term selected; adding warranty products or changing your down payment may affect your final interest rate.

2 APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on collateral conditions, qualifications, and creditworthiness. Financing for qualified Golden 1 Credit Union members. 1% off your approved auto loan rate with a max loan term of 60 months valid only on Enterprise Car Sales vehicles purchased from 1/1/26 – 12/31/26. A loan amount of $25,000 with an APR of 5.49% and a term of 60 months would have a payment of $478.91. This offer cannot be combined with any other offer. Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company's lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use. 

 

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