Financial Wellness Center

Your single stop for financial fitness.

Train at your own pace with webcasts, podcasts, videos, and more


We all want our finances to be in great shape. And that takes training!

Fortunately, Golden 1 offers expertise to help you strengthen your credit score, use credit wisely, budget your expenses, save for important purchases, and so much more. Start training now. Pick a category you want to work on, or view all the topics below.

You’ll find plenty of free resources that suit your style:

  • Webcasts: 30-minute lessons you can join online, almost like a visit from your own personal trainer
  • Podcasts: 10- to 15-minute audio sessions to keep multitaskers in good financial shape. Subscribe to our podcasts on Apple Podcasts by clicking here
  • Online videos: Quick 90-second overviews to keep your financial muscles toned
  • The Learning Lab: A complete educational workout with tutorials on common financial issues you can review at your own pace

View by Category

Webcasts


Live Webcast

Safe Online Shopping

Online shopping is more popular than ever and you may need a refresher on your online safety skills. We review 7 ways to stay safe and secure while purchasing goods and services online.

  • November 27, 2020
  • 2:00pm - 2:30pm
  • Karla Contreras
Live Webcast

How Spending Habits can Affect your Holiday Shopping

Identify spending behavior and create opportunities that can improve your spending mindset by analyzing how and why we spend.

  • December 01, 2020
  • 12:00pm - 12:30pm
  • Manuel Morfin
Live Webcast

Avoid These Budget Busters During the Holiday Season

Learn budgeting strategies and tactics to avoid the unwanted debt that can come with holiday spending.

  • December 01, 2020
  • 4:00pm - 4:30pm
  • Karla Contreras
Live Webcast

Avoid These Budget Busters During the Holiday Season

Learn budgeting strategies and tactics to avoid the unwanted debt that can come with holiday spending.

  • December 02, 2020
  • 12:00pm - 12:30pm
  • Karla Contreras
Live Webcast

How Spending Habits can Affect your Holiday Shopping

Identify spending behavior and create opportunities that can improve your spending mindset by analyzing how and why we spend.

  • December 02, 2020
  • 4:00pm - 4:30pm
  • Manuel Morfin
Live Webcast

How Spending Habits can Affect your Holiday Shopping

Identify spending behavior and create opportunities that can improve your spending mindset by analyzing how and why we spend.

  • December 03, 2020
  • 12:00pm - 12:30pm
  • Manuel Morfin
Live Webcast

Avoid These Budget Busters During the Holiday Season

Learn budgeting strategies and tactics to avoid the unwanted debt that can come with holiday spending.

  • December 03, 2020
  • 4:00pm - 4:30pm
  • Karla Contreras
Live Webcast

How Spending Habits can Affect your Holiday Shopping

Identify spending behavior and create opportunities that can improve your spending mindset by analyzing how and why we spend.

  • December 04, 2020
  • 10:00am - 10:30am
  • Manuel Morfin
Live Webcast

How Online Shopping Affects Your Wallet

Manage online shopping in a financially smart and healthy way. Online shopping has increased during these uncertain times, and we want to make sure your wallet doesn’t suffer.

  • December 08, 2020
  • 10:00am - 10:30am
  • Karla Contreras
Live Webcast

How to Safely Shop Online This Holiday Season

We will review 7 ways to stay safe and secure while purchasing goods and services online during the holidays.

  • December 08, 2020
  • 4:00pm - 4:30pm
  • Manuel Morfin
Live Webcast

How Online Shopping Affects Your Wallet

Manage online shopping in a financially smart and healthy way. Online shopping has increased during these uncertain times, and we want to make sure your wallet doesn’t suffer.

  • December 09, 2020
  • 10:00am - 10:30am
  • Manuel Morfin
Live Webcast

How Online Shopping Affects Your Wallet

Manage online shopping in a financially smart and healthy way. Online shopping has increased during these uncertain times, and we want to make sure your wallet doesn’t suffer.

  • December 09, 2020
  • 04:00pm - 04:30pm
  • Karla Contreras
Live Webcast

How to Safely Shop Online This Holiday Season

We will review 7 ways to stay safe and secure while purchasing goods and services online during the holidays.

  • December 10, 2020
  • 12:00pm - 12:30pm
  • Manuel Morfin
Live Webcast

How Online Shopping Affects Your Wallet

Manage online shopping in a financially smart and healthy way. Online shopping has increased during these uncertain times, and we want to make sure your wallet doesn’t suffer.

  • December 10, 2020
  • 04:00pm - 04:30pm
  • Karla Contreras
Live Webcast

How to Safely Shop Online This Holiday Season

We will review 7 ways to stay safe and secure while purchasing goods and services online during the holidays.

  • December 12, 2020
  • 10:00am - 10:30am
  • Karla Contreras
Live Webcast

Credit Cards and the Holidays

During the holiday season it’s important to be aware of credit cards and accrued debt. Learn what to look out for when choosing your holiday credit card and tips for taking care of your debt.

  • December 15, 2020
  • 1:00pm - 1:30pm
  • Karla Contreras
Live Webcast

Support Local Businesses When They Need it Most

Small businesses are owned and operated by your neighbors. They provide a variety of goods and services that are unique and practical. Discover ways to find and support small businesses.

  • December 15, 2020
  • 5:00pm - 5:30pm
  • Manuel Morfin
Live Webcast

Support Local Businesses When They Need it Most

Small businesses are owned and operated by your neighbors. They provide a variety of goods and services that are unique and practical. Discover ways to find and support small businesses.

  • December 16, 2020
  • 1:00pm - 1:30pm
  • Manuel Morfin
Live Webcast

Credit Cards and the Holidays

During the holiday season it’s important to be aware of credit cards and accrued debt. Learn what to look out for when choosing your holiday credit card and tips for taking care of your debt.

  • December 16, 2020
  • 5:00pm - 5:30pm
  • Karla Contreras
Live Webcast

Credit Cards and the Holidays

During the holiday season it’s important to be aware of credit cards and accrued debt. Learn what to look out for when choosing your holiday credit card and tips for taking care of your debt.

  • December 17, 2020
  • 1:00pm - 1:30pm
  • Karla Contreras
Live Webcast

Support Local Businesses When They Need it Most

Small businesses are owned and operated by your neighbors. They provide a variety of goods and services that are unique and practical. Discover ways to find and support small businesses.

  • December 17, 2020
  • 5:00pm - 5:30pm
  • Manuel Morfin
Live Webcast

Credit Cards and the Holidays

During the holiday season it’s important to be aware of credit cards and accrued debt. Learn what to look out for when choosing your holiday credit card and tips for taking care of your debt.

  • December 18, 2020
  • 10:00am - 10:30am
  • Karla Contreras
Live Webcast

Stay Safe This Holiday Season at Home While Saving Money

How to enjoy the holidays while staying safe and healthy and not breaking your budget or even leaving your house.

  • December 22, 2020
  • 12:00pm - 12:30pm
  • Manuel Morfin
Live Webcast

Stay Safe This Holiday Season at Home While Saving Money

How to enjoy the holidays while staying safe and healthy and not breaking your budget or even leaving your house.

  • December 22, 2020
  • 4:00pm - 4:30pm
  • Karla Contreras
Live Webcast

Stay Safe This Holiday Season at Home While Saving Money

How to enjoy the holidays while staying safe and healthy and not breaking your budget or even leaving your house.

  • December 23, 2020
  • 12:00pm - 12:30pm
  • Manuel Morfin
Live Webcast

Stay Safe This Holiday Season at Home While Saving Money

How to enjoy the holidays while staying safe and healthy and not breaking your budget or even leaving your house.

  • December 23, 2020
  • 3:00pm - 3:30pm
  • Karla Contreras
Live Webcast

5 Tips to Help You Get Out of Holiday Debt

Learn 5 ways to help you dig your way out of holiday debt.

  • December 29, 2020
  • 11:00am - 11:30am
  • Karla Contreras
Live Webcast

5 Tips to Help You Get Out of Holiday Debt

Learn 5 ways to help you dig your way out of holiday debt.

  • December 29, 2020
  • 3:00pm - 3:30pm
  • Manuel Morfin
Live Webcast

5 Tips to Help You Get Out of Holiday Debt

Learn 5 ways to help you dig your way out of holiday debt.

  • December 30, 2020
  • 11:00am - 11:30am
  • Karla Contreras
Live Webcast

5 Tips to Help You Get Out of Holiday Debt

Learn 5 ways to help you dig your way out of holiday debt.

  • December 30, 2020
  • 3:00pm - 3:30pm
  • Manuel Morfin

Podcasts


Podcast

An Interview with Erica Taylor - Vice President of Communication and Community Relations

Celebrate International Credit Union Day with us! We chat with Erica Taylor, Vice President of Communication and Community Relations at Golden 1 Credit Union and learn about the history of credit unions, what makes credit unions unique, and what we do to enhance the financial wellbeing of the communities we serve.

Podcast

How to Manage Money in College - Back to School with the Golden Word

Budgeting during college isn't easy. It can be hard to be a full-time student and work a part-time job so that you can buy the things you need. We've got some helpful hints that will help keep your bank account in the black for the entire school year.

Podcast

Finance 101 for Kids Book Review - Back to School Golden Word

Teaching and learning financial education at home can be difficult. This book makes it easier! Martin and Rebecca discuss Finance 101 for Kids by Walter Andal and talk about ways you can use this book at home to teach your children, and maybe yourself, more about the importance of finances. Listen for the Golden Word at the end to enter our Back to School 2020 contest!

Podcast

College and Finances - Interview with Karla Contreras - Back to School Golden Word

In this podcast we interview Karla, a recent graduate, and full-time employee. We discuss how to create a spending plan that will help you get through college without racking up credit card debt, where to go for help if you need it, and why time management may be the key to happiness in college.

Podcast

Finances for College Students - Back to School Golden Word

Learn about student loans and how to manage expenses during college.

Podcast

Is Now the Right Time to Buy a New or Used Car?

Manny and Karla both bought cars recently. Karla bought a new car, and Manny bought a used car. In this podcast they discuss the pros and cons of buying new or used, and what you should look out for while car shopping in this day and age.

Podcast

Money Management During a Crisis

It feels like everything changes day by day. One moment we are going out to get coffee and the next moment we are sheltering in place. We are here to help you get some focus and clarity with your finances, even when everything around you is uncertain.

Podcast

A Discussion About the State of the Economy with Brett Harner

Martin sits down with Brett Harner, a registered representative with LPL Financial and the Investment Services Production Manager at Golden 1 Credit Union. They discuss the state of the markets, the history of recessions, and what you should be looking for in your investment portfolio for both the long and short term.

Podcast

Current Home Buying Market with Ali Nassirian

Ali Nassirian is the Senior Manager of Home Loan Production at Golden 1 Credit Union. In this podcast we sit down with Ali to talk about the current home buying market, how home loans work, and much more. This podcast was recorded during a live webcast that took place on June 24, 2020.

Podcast

After Identity Theft

Learn the basics of a credit freeze: why it’s important and when it may be wise to get one.

Podcast

Family Finances During Times of Uncertainty

Navigating family finances can be difficult enough, but navigating them during a pandemic is on a whole new level. Martin sits down with Rebecca, a mother of three, and Manuel, a new father of one, to talk about how they manage to make their finances work, even during these uncertain times.

Podcast

All About IRAs

What is an IRA? What is a Roth IRA? How much can you save each year? We break down everything you need to know about saving for your retirement.

Podcast

Checking Account Management

How to keep your checking account in good balance.

Podcast

Credit Sense

Golden 1 Credit Union has partnered with Savvy Money to give you quick, easy, and secure access to your credit score and history right from your Golden 1 online portal or the Golden 1 mobile app.

Podcast

Digital Banking and Security

Tips and best practices to make sure that your mobile and online transactions are safe and secure. We’ll also cover some common scams and how to avoid them.

Podcast

Drive Away Happy

Are you getting the best deal when shopping for a new or used vehicle? Here’s how to make sure.

Podcast

Financial First Aid

Recent financial setback? Here’s how to get back on your feet.

Podcast

High-Cost Services

Learn about different tiers of credit and how they can impact you.
Podcast

How to Retire Comfortably

If you’ve ever questioned how you’re going to afford retirement, you’ve come to the right place! This episode is all about overcoming the challenges to planning your long-term financial future.

Podcast

Identity Theft

Protect yourself from fraud.

Podcast

Is Home Equity a Good Idea?

In this episode we’re going to explore a topic on the minds of many homeowners: home equity. Specifically, should you use it to free up extra cash?

Podcast

Money Management

Create a budget, set goals, and cut back on expenses.

Podcast

Rebuilding After Crisis

Listen to expert advice on steps to take if you need to rebuild your finances.

Podcast

Repaying Student Loans

Find options to help you repay your loan without breaking the bank.

Podcast

Saving With Purpose

Strategies for achieving short, mid and long-term savings goals, and tips on how to save for the things that really matter.

Podcast

Secured vs Unsecured Loans

In this episode, we break down the differences between the two major types of consumer loans: secured and unsecured. What they are, how they work, and whether or not they’re right for you – we’ll cover it all!

Podcast

Social Fraud

Social fraud can happen to anyone at any time. Our team of financial education specialists will discuss the various types of social fraud to look out for, and what you can do if you’ve become the unfortunate victim of a fraudster.

Podcast

Teens and Money

Put your life on a path to financial success — starting today.

Podcast

World of Credit

How to build a good credit rating — and keep it that way.

Videos


Online Video

10 Steps to Financial Success

Learn the ten steps to financial success.

Online Video

After ID Theft

Effective steps you can take after personal or financial information theft.

Online Video

Digital Services

Learn internet security tips that will help keep your mobile transactions safe.

Online Video

Drive Away Happy

Tips for buying a car.

Online Video

Finances for Sandwich Generation

How to care for aging parents while still supporting your children.

Online Video

Home Buying 101

Don’t sign on the dotted line until you understand these essentials of buying a home.

Online Video

Home Equity

Your home equity can be a big asset, but how do you know how much your home is worth? Find out.

Online Video

ID Theft Protection

Your identity is a precious asset. Keep it secure to protect your future and your family.

Online Video

Paying for College

Learn about six different ways to pay for college.

Online Video

Personal Finance for College Students

Here are some excellent suggestions on managing your money while in school and after you graduate.

Online Video

Rebuilding Finances

Follow these essential steps after experiencing a financial crisis.

Online Video

Saving With Purpose

Make the most of your savings by setting  and achieving  specific goals.

Online Video

Solving the Mystery of Credit Reports

What does your credit report really mean? Watch and find out.

Online Video

Teens and Money

Building good money habits early.

Online Video

Understanding Credit

Learn how credit works so you can improve your score and enjoy lower rates.

Online Video

Using Credit Cards Wisely

Learn how to use credit cards wisely.

The Learning Lab


The Learning Lab

We’re proud to bring you the Learning Lab an interactive digital curriculum by EverFi. EverFi focuses on digital innovation to increase financial capability among consumers and communities alike. We hope you enjoy the numerous topics and action plans provided to help you achieve financial wellness.

Bank at Home


Tip Sheet

Become A Member

Become a member online. Applying is fast and easy!

Tip Sheet

Mobile Banking Enrollment

Signing up is easy and convenient.

Tip Sheet

Mobile Deposit

Making a check deposit with our app is quick and secure.

Tip Sheet

Mobile and Online Payments

Making your Vehicle, Credit card, Personal, Home Equity, and Line of Credit loan payments has never been easier.

Tip Sheet

Online Banking Enrollment

Signing up is easy and convenient.

Tip Sheet

Online Transfer

Transferring funds has never been easier.

Online Video

Digital Services

Learn internet security tips that will help keep your mobile transactions safe.

Online Video

Mobile Deposit

Endorse, Tap, Snap, Done. Learn how mobile deposits are quick and secure from anywhere.

Online Video

Mobile Text Alerts

Customize how you stay informed and in control of your finances.

Online Video

Mobile Wallet

Secure, Convenient, Contactless. Learn how to link your Golden 1 cards to your mobile device for easy checkout.

Online Video

Internal Transfers

Setting up transfers between your accounts is a simple and easy way to save money!

Video

Member Transfers

Easily transfer funds to another Golden 1 member.

Podcast

Banking Services: At Home or on the Go

It isn't always convenient to go to your local Golden 1 branch. At times like these it's important to stay home, and stay safe. Luckily you can do nearly everything that you can do in a branch right from your internet enabled mobile device! This podcast will discuss the various options available to you through your financial institution's mobile or online banking.

Podcast

Digital Banking and Security

Tips and best practices to make sure that your mobile and online transactions are safe and secure. We’ll also cover some common scams and how to avoid them.

Credit


Podcast

Credit Sense

Golden 1 Credit Union has partnered with Savvy Money to give you quick, easy, and secure access to your credit score and history right from your Golden 1 online portal or the Golden 1 mobile app.

Podcast

High-Cost Services

Learn about different tiers of credit and how they can impact you.
Podcast

World of Credit

How to build a good credit rating — and keep it that way.

Online Video

Solving the Mystery of Credit Reports

What does your credit report really mean? Watch and find out.

Online Video

Understanding Credit

Learn how credit works so you can improve your score and enjoy lower rates.

Online Video

Using Credit Cards Wisely

Learn how to use credit cards wisely.

Financial First Aid


Podcast

Financial First Aid

Recent financial setback? Here’s how to get back on your feet.

Podcast

Rebuilding After Crisis

Listen to expert advice on steps to take if you need to rebuild your finances.

Online Video

Rebuilding Finances

Follow these essential steps after experiencing a financial crisis.

Managing Your Money


Podcast

Money Management During a Crisis

It feels like everything changes day by day. One moment we are going out to get coffee and the next moment we are sheltering in place. We are here to help you get some focus and clarity with your finances, even when everything around you is uncertain.

Podcast

College and Finances - Interview with Karla Contreras

In this podcast we interview Karla, a recent graduate, and full-time employee. We discuss how to create a spending plan that will help you get through college without racking up credit card debt, where to go for help if you need it, and why time management may be the key to happiness in college.

Podcast

Sandwich Generation - America Saves Week 2020

The Sandwich Generation is positioned in the middle. They care for aging parents while supporting their own children. On this podcast, participants will learn how to manage their parents’ medical, legal and financial needs, while ensuring they stay financially prepared for their kids’ future

Podcast

Building a Better Budget - America Saves Week 2020

How do you best manage money? One word: budget. It's the most powerful tool to a more secure future. Discover how to set short- and long-term goals, create realistic spending and savings plans to reach those objectives, and understand how to get out of debt (and stay that way).

Podcast

Digital Financial Services - America Saves Week 2020

Technology has made managing your money much more convenient. Whether it’s opening and managing accounts, transferring money or bill pay, you’ll learn the fundamentals of electronic banking.

Podcast

Kicking Off the New Year

Every New Year is a great opportunity for you to look back at the past year and make some much needed changes to your financial habits. This podcast will give you helpful tips on how to live your best financial life this year and for years to come.

Podcast

Banks vs. Credit Unions

How is a Credit Union Different Than a Bank?

Podcast

Money Management

Create a budget, set goals, and cut back on expenses.

Video

Banks vs Credit Unions

Comparing Banks to Credit Unions.
Online Video

Build a Budget

Learn how to create a realistic plan to help you meet your financial goals.

Online Video

Finances for Sandwich Generation

How to care for aging parents while still supporting your children.

Online Video

Elder Fraud

Learn how to recognize elder abuse.
Online Video

Using Credit Cards Wisely

Learn how to use credit cards to your advantage.

Personal Finance


Podcast

Family Finances During Times of Uncertainty

Navigating family finances can be difficult enough, but navigating them during a pandemic is on a whole new level. Martin sits down with Rebecca, a mother of three, and Manuel, a new father of one, to talk about how they manage to make their finances work, even during these uncertain times.

Podcast

A Discussion About the State of the Economy with Brett Harner

Martin sits down with Brett Harner, a registered representative with LPL Financial and the Investment Services Production Manager at Golden 1 Credit Union. They discuss the state of the markets, the history of recessions, and what you should be looking for in your investment portfolio for both the long and short term.

Podcast

8 Steps to Financial Success - America Saves Week 2020

We all measure financial success differently, but all paths to get there require discipline and goals. This podcast teaches participants ways to financial control—including developing a spending plan, creating objectives, weighing insurance needs, and other tools that will help get on the road to personal financial success.

Podcast

Financially Savvy Seniors - America Saves Week 2020

Retirement can be a great time for seniors if they are prepared financially. You will learn about specific retirement concerns such as managing money, Medicare, Social Security, improving cash flow, insurance, investing, estate planning, and more.

Podcast

Saving With Purpose - America Saves Week 2020

Saving With Purpose - Saving money is much easier with a goal in mind. This podcast helps you choose the right goals for you, and overcome barriers to achieving them.

Podcast

All About IRAs

What is an IRA? What is a Roth IRA? How much can you save each year? We break down everything you need to know about saving for your retirement.

Podcast

Checking Account Management

How to keep your checking account in good balance.

Podcast

Drive Away Happy

Are you getting the best deal when shopping for a new or used vehicle? Here’s how to make sure.

Podcast

How to Retire Comfortably

If you’ve ever questioned how you’re going to afford retirement, you’ve come to the right place! This episode is all about overcoming the challenges to planning your long-term financial future.

Podcast

Saving With Purpose

Strategies for achieving short, mid and long-term savings goals, and tips on how to save for the things that really matter.

Podcast

Secured vs Unsecured Loans

In this episode, we break down the differences between the two major types of consumer loans: secured and unsecured. What they are, how they work, and whether or not they’re right for you – we’ll cover it all!

Video

Compound Interest

A lesson on compound interest.
Online Video

Drive Away Happy

Tips for buying a car.

Online Video

Saving With Purpose

Make the most of your savings by setting  and achieving  specific goals.

Online Video

10 Steps to Financial Success

Learn the ten steps to financial success.

Real Estate


Podcast

Is Home Equity a Good Idea?

In this episode we’re going to explore a topic on the minds of many homeowners: home equity. Specifically, should you use it to free up extra cash?

Online Video

Home Buying 101

Don’t sign on the dotted line until you understand these essentials of buying a home.

Online Video

Home Equity

Your home equity can be a big asset, but how do you know how much your home is worth? Find out.

Video

Video - Refinancing Your Home

Safe Shopping Tips


Podcast

Holiday Tips and More

Podcast

Is Now the Right Time to Buy a New or Used Car?

Manny and Karla both bought cars recently. Karla bought a new car, and Manny bought a used car. In this podcast they discuss the pros and cons of buying new or used, and what you should look out for while car shopping in this day and age.

Podcast

Digital Banking and Security

Tips and best practices to make sure that your mobile and online transactions are safe and secure. We’ll also cover some common scams and how to avoid them.

Podcast

Identity Theft

Protect yourself from fraud.

Podcast

Social Fraud

Social fraud can happen to anyone at any time. Our team of financial education specialists will discuss the various types of social fraud to look out for, and what you can do if you’ve become the unfortunate victim of a fraudster.

Podcast

Money Management

Create a budget, set goals, and cut back on expenses.

Online Video

Digital Services

Learn internet security tips that will help keep your mobile transactions safe.

Online Video

ID Theft Protection

Your identity is a precious asset. Keep it secure to protect your future and your family.

Online Video

Using Credit Cards Wisely

Learn how to use credit cards wisely.

Security


Podcast

After Identity Theft

Learn the basics of a credit freeze: why it’s important and when it may be wise to get one.

Podcast

Digital Banking and Security

Tips and best practices to make sure that your mobile and online transactions are safe and secure. We’ll also cover some common scams and how to avoid them.

Podcast

Identity Theft

Protect yourself from fraud.

Podcast

Social Fraud

Social fraud can happen to anyone at any time. Our team of financial education specialists will discuss the various types of social fraud to look out for, and what you can do if you’ve become the unfortunate victim of a fraudster.

Online Video

After ID Theft

Effective steps you can take after personal or financial information theft.

Online Video

Digital Services

Learn internet security tips that will help keep your mobile transactions safe.

Online Video

ID Theft Protection

Your identity is a precious asset. Keep it secure to protect your future and your family.

Youth and Money


Podcast

Finances for College Students

Learn about student loans and how to manage expenses during college.

Podcast

Repaying Student Loans

Find options to help you repay your loan without breaking the bank.

Podcast

Teens and Money

Put your life on a path to financial success — starting today.

Online Video

Paying for College

Learn about six different ways to pay for college.

Online Video

Personal Finance for College Students

Here are some excellent suggestions on managing your money while in school and after you graduate.

Online Video

Teens and Money

Building good money habits early.