Investing in Education through 529 Plans

In this episode, our hosts dive into the world of 529 plans and how they can help you save for your child's educational expenses. With rising college costs, planning is more important than ever and the power of compound interest can help you reach your college saving goals. So, join us and add another tool to your financial journey.

Raising Money Savvy Kids: Tips for Teaching Children to Spend Wisely

Teaching kids about earning money, prioritizing spending, and making responsible choices helps set them up for financial success. Join us as we explore the benefits of early financial education and share tips and best practices.

Raising Money Savvy Kids: Tips for Teaching Children to Save

Teaching children the importance of saving money is a valuable life lesson that can help them through adult hood. Join us as we discuss ways to instill these healthy financial habits to our children for a successful future.

Financial Education for a Better Tomorrow

Financial education is a powerful tool that can help individuals manage their money effectively and achieve their goals. Join us as we explore the benefits of financial literacy in communities and the ways in which financial education outreach can empower individuals to make informed decisions and improve their overall financial well-being.

Buying a Home in 2023

Are you thinking of taking the next step in your homeownership journey? The current housing market is seeing significant changes, leaving many prospective buyers wondering how to proceed on their path to homeownership. Join us as we weigh the pros and cons of buying a home in 2023 and learn how to make your dreams of owning a home a reality!

Home Buyer Advantage Program

Join us as we sit down with Javier Rolon, Manager of Golden 1's Home Loans Production team to discuss the unique benefits and services available at Golden 1 Credit Union to purchase your home.

Saving for Life: The Importance of the 50/30/20 Budgeting Rule

When it comes to personal finance, I think we can all agree it's important to save. We all have different life goals and timelines. Join us as we discuss with a financial advisor how the 50/30/20 Budgeting Rule helps us build our savings throughout our lives.

For Love and Money: Real Talk on Finances in Relationships

Money comes with emotions and is often tied to goals and expectations we have for ourselves and our loved ones. Join us as we uncover ways to discuss money in our relationships.

Don’t Abandon Your New Year’s Resolutions Just Yet

Join us as we discuss how remembering our “why”, recalibrating our SMART goals, and creating a new plan can help us get back on track with our New Year’s resolutions.

New Year, New You

Join us as we discuss New Year’s resolutions- how to prepare for them, how to make them, and how to keep them!

Staying Safe on Public Wi-Fi

Cyber fraud is on the rise and criminals are experts at exploiting the busyness of the season to catch you off guard. Join us as we explore ways to stay safe on public wi-fi and a few tips on how to identify fraudulent e-mails and phone calls.

Improve Your Finances with Gratitude

Join us as we discuss how practicing gratitude, weighing out needs versus wants, and keeping in mind our “why” can significantly impact our finances and overall well-being.

Student Financial Aid is in Full Swing

Navigating student aid can be daunting – especially if you’re applying for the first time. Join us to learn about deadlines, applications, common errors, and how to maximize the student aid that may be available to you.

Deciphering the Complexities of Medicare

In this podcast we sit down with Jimmy Chu from Golden 1’s Insurance Services team to discuss Golden 1’s partnership with eHealth. Join us as we navigate the complexities of Medicare to help ensure you are empowered to select the coverage that best fits your needs.

Is it Time for the Holidays Already?

Stretching your dollars around the holidays is going to take a little more effort this year. Join us for some tips and tricks on how to make your holiday budget go further. You’ll also learn how to get a head start on saving for next year’s holiday season.

Is debt consolidation right for you?

Debt can quickly and quietly pile up. If you’re burdened by credit cards, personal loans, or a big-ticket item you bought on a payment plan, consider debt consolidation. We’ll explain how and why consolidating multiple debts into just ONE can: reduce stress, raise your credit score, and get you on track to becoming debt-free.

How to achieve your financial goals with a HELOC

A Home Equity Line of Credit (HELOC) is a versatile home loan that allows homeowners to access the value (equity) in their homes. We’ll explore how HELOC’s work and how they can be used to pay for big goals – home improvements, college, weddings, paying off debts. HELOCs usually feature flexible payment options, too. Take a listen.

Which Credit Card is Right for you?

Shopping for your first credit card? Or looking to upgrade to more features and benefits? We can help you cut through the clutter. Learn why secured credit cards make sense for students and for rebuilding credit. We’ll also talk about rewards cards, tips for safely managing your credit card, and the value of a strong credit profile.

Make your career Golden

Our economy is recovering from the pandemic, and people are getting back to work. Today, an employer’s benefits and culture are more valued than ever, which makes Golden 1 a highly desirable place to work. We’ll discuss what makes Golden 1 a great career choice and why you should join us!

Savings Tips and Success Stories

What’s the best way to meet your savings goals? We tapped into our most valuable resource, our Golden 1 experts, to get advice on how to save successfully, choose the best savings products for your situation, and make the most of your money.

An interview with real estate expert Ryan Lundquist

Local real estate expert and blogger, Ryan Lundquist, is interviewed to breakdown the Sacramento housing market. He discusses how the current housing market compares to historical housing markets, defines and explains some commonly used terminology, summarizes the housing market activity over the past 16 months (including pre-pandemic, pandemic, and current), and much more.

Big Summer Purchases

Summer is almost here, but it can bring with it some big expenses! Learn how to save money throughout the year so you can buy your dream car or RV or take a much-needed summer vacation!

Credit Explained

Credit. A word with many, many meanings. We break it down and explain what it is, why you need it, and how you can improve it.​

A Discussion About 2020 and Your Taxes

We sit down with Jason Crowell, an LPL Financial Advisor from Investment Services at Golden 1 Credit Union to talk about how the CARES Act affects your taxes, how much you can contribute to your Traditional IRA, and what you can look forward to in 2021. ​

Homebuying Finances: What you need to know before you shop

The homebuying process can be complex. We unpack the process and provide some tips to help you purchase your home.

5 Tips to Show Your Wallet Some Love on Valentine's Day

Valentine’s Day 2021 has come and gone. Don’t worry if you overspent this year, we are here to help make next year a Valentine’s Day that you, your loved one, and your wallet will be thankful for.

Shop Local During the Holiday Season

Let's face it, we all spend more money than we should during the holiday season. However, just because you're spending money doesn't mean you have to spend it shopping at a big corporate store. Learn all about how you can help support local business and prop up your local economy.

An Interview with Erica Taylor - Vice President of Communication and Community Relations

Celebrate International Credit Union Day with us! We chat with Erica Taylor, Vice President of Communication and Community Relations at Golden 1 Credit Union and learn about the history of credit unions, what makes credit unions unique, and what we do to enhance the financial wellbeing of the communities we serve.

How to Manage Money in College - Back to School with the Golden Word

Budgeting during college isn't easy. It can be hard to be a full-time student and work a part-time job so that you can buy the things you need. We've got some helpful hints that will help keep your bank account in the black for the entire school year.

Finance 101 for Kids Book Review - Back to School Golden Word

Teaching and learning financial education at home can be difficult. This book makes it easier! Martin and Rebecca discuss Finance 101 for Kids by Walter Andal and talk about ways you can use this book at home to teach your children, and maybe yourself, more about the importance of finances. Listen for the Golden Word at the end to enter our Back to School 2020 contest!

College and Finances - Interview with Karla Contreras - Back to School Golden Word

In this podcast we interview Karla, a recent graduate, and full-time employee. We discuss how to create a spending plan that will help you get through college without racking up credit card debt, where to go for help if you need it, and why time management may be the key to happiness in college.

Finances for College Students - Back to School Golden Word

Learn about student loans and how to manage expenses during college.

Is Now the Right Time to Buy a New or Used Car?

Manny and Karla both bought cars recently. Karla bought a new car, and Manny bought a used car. In this podcast they discuss the pros and cons of buying new or used, and what you should look out for while car shopping in this day and age.

Money Management During a Crisis

It feels like everything changes day by day. One moment we are going out to get coffee and the next moment we are sheltering in place. We are here to help you get some focus and clarity with your finances, even when everything around you is uncertain.

A Discussion About the State of the Economy with Brett Harner

Martin sits down with Brett Harner, a registered representative with LPL Financial and the Investment Services Production Manager at Golden 1 Credit Union. They discuss the state of the markets, the history of recessions, and what you should be looking for in your investment portfolio for both the long and short term.

Current Home Buying Market with Ali Nassirian

Ali Nassirian is the Senior Manager of Home Loan Production at Golden 1 Credit Union. In this podcast we sit down with Ali to talk about the current home buying market, how home loans work, and much more. This podcast was recorded during a live webcast that took place on June 24, 2020.

After Identity Theft

Learn the basics of a credit freeze: why it’s important and when it may be wise to get one.

Family Finances During Times of Uncertainty

Navigating family finances can be difficult enough, but navigating them during a pandemic is on a whole new level. Martin sits down with Rebecca, a mother of three, and Manuel, a new father of one, to talk about how they manage to make their finances work, even during these uncertain times.

All About IRAs

What is an IRA? What is a Roth IRA? How much can you save each year? We break down everything you need to know about saving for your retirement.

Checking Account Management

How to keep your checking account in good balance.

Credit Sense

Golden 1 Credit Union has partnered with Savvy Money to give you quick, easy, and secure access to your credit score and history right from your Golden 1 online portal or the Golden 1 mobile app.

Digital Banking and Security

Tips and best practices to make sure that your mobile and online transactions are safe and secure. We’ll also cover some common scams and how to avoid them.

Drive Away Happy

Are you getting the best deal when shopping for a new or used vehicle? Here’s how to make sure.

Financial First Aid

Recent financial setback? Here’s how to get back on your feet.

High-Cost Services

How to Retire Comfortably

If you’ve ever questioned how you’re going to afford retirement, you’ve come to the right place! This episode is all about overcoming the challenges to planning your long-term financial future.

Identity Theft

Protect yourself from fraud.

Is Home Equity a Good Idea?

In this episode we’re going to explore a topic on the minds of many homeowners: home equity. Specifically, should you use it to free up extra cash?

Money Management

Create a budget, set goals, and cut back on expenses.

Rebuilding After Crisis

Listen to expert advice on steps to take if you need to rebuild your finances.

Repaying Student Loans

Find options to help you repay your loan without breaking the bank.

Saving With Purpose

Strategies for achieving short, mid and long-term savings goals, and tips on how to save for the things that really matter.

Secured vs Unsecured Loans

In this episode, we break down the differences between the two major types of consumer loans: secured and unsecured. What they are, how they work, and whether or not they’re right for you – we’ll cover it all!

Social Fraud

Social fraud can happen to anyone at any time. Our team of financial education specialists will discuss the various types of social fraud to look out for, and what you can do if you’ve become the unfortunate victim of a fraudster.

Teens and Money

Put your life on a path to financial success — starting today.

World of Credit

How to build a good credit rating — and keep it that way.