Manage your budget

Golden 1's Financial Tools allow you to develop and manage a budget by organizing your transactions into categories, assigning budget amounts and tracking your spending in a convenient monthly spending chart. Plus, if you need a reminder to help stay on track, our Financial Tools allow you to set up automatic email and text message notifications* when you spend more than your budgeted amount in any category.

To get started follow these steps:

1. Set up Budget Categories and Dollar Amounts.
2. Categorize Transactions.
3. View your Monthly Spending Chart and Current Budget.

Financial Software
In addition to our new online Financial Tools, you can easily and effectively manage your finances by integrating the functionality of personal finance software with the convenience of Online Banking.  Link Online Banking directly to Quicken^®, Mint or Buxfer.

With Financial Software, you can:

• Download your account balances and latest transactions
• Create reports and graphs to help determine your spending habits
• Create a budget that is customized to your finances
• Prepare for taxes easily by tracking your taxable entries and tax-deductible items electronically
• Improve the accuracy of your records and simplify the process of balancing your checkbook

Golden 1 Credit Union members may view their account history through personal financial management software like Intuit's Quicken^™. Using Quicken software, you can select Golden 1 Credit Union as a listed financial institution, input your Online banking User ID and Password, and retrieve your account data directly to Quicken.

^{Disclaimer – © 2017 Quicken Inc. All rights reserved. Quicken is a registered trademark of Intuit Inc., used under license.}

Access your account statements online in our Document Center, 24/7. You can view, save, or print an electronic version of your Golden 1 account statements and other financial documents anytime, anywhere you have Internet access. 

Online documents look and function just like paper documents – use them for taxes, record keeping, and more. They also reduce the risk of mail fraud and identity theft associated with paper delivery. Online documents also help protect the environment, using less paper and trees.

To start receiving online documents:

1. Sign on to Online Banking.
2. Select "Documents."
3. Complete a few easy steps and you’re enrolled.

With online documents you can:

• View, save, or print your documents at your convenience.
• Access your statements before paper statements hit the mail, usually by the 5th of each month.
• Receive Electronic Notices as soon as you enroll in online documents.
• Your recent online statements will be available in the new system as soon as you enroll, and by later this year you will find up to seven years of statements.
• Receive an email notification when any new document is available.

Need a copy of a check? With Online Banking, you can view or print copies of paid checks that have cleared your account.

To view check images:

1. Sign on to Online Banking.
2. Access your checking account history.
3. If a check has cleared, there will be a check icon next to the check number. Click on the icon to view the check image.

With Check Images you can:

• View or print images of checks that have cleared your checking account in the past 24 months.
• Access the front and back of any paid check.
• Verify to whom a check was written, the amount of the check, and the date it was written.
• Use Check Images to help resolve payment disputes.