
Individual Retirement Account (IRA) Savings
An Individual Retirement Account (IRA) is a smart way to take advantage of tax benefits1. Whether you're just starting off your career or nearing retirement, an IRA can be a versatile financial solution to boost your savings.
- Earn up to 4.00% APY*
- Potential tax benefits1
- Traditional and Roth Options
IRA features

Earn up to 4.00% APY*
Boost your retirement savings. Earn more with 4.00% APY.

Expand your retirement savings outside of a 401K
Secure savings that come with a great rate.

Tax benefits
An IRA Savings account can come with potential tax advantages.1
Current rate
Current rate
4.00% APY* on Daily Balance of $0.01 & Over
How IRAs work
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Company pension and other savings plans can help you live a comfortable life when you retire, and you can begin receiving Social Security payments as early as age 62. But even the combination of these two resources may not help you enjoy the lifestyle you desire. Even when Social Security payments are raised, it’s often the case that Medicare payments rise more quickly.
How Traditional IRAs work
How Roth IRAs work
How Coverdell Education Savings work

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*Annual Percentage Yield (APY) and dividend rate accurate as of 04/11/2025. Rates are variable and may change after the account is opened. Minimum opening deposit to open is $25. Any fee, withdrawal, or transfer reduces earnings. There is no minimum balance requirement to obtain the disclosed Annual Percentage Yield (APY). IRA Savings accounts are available as Traditional or Roth.
1You are advised to seek advice from your own tax professional and attorney.