Choose the auto loan that's right for you.

Apply Now My Application

When buying or refinancing, you're in the driver's seat.

Golden 1 auto loans are loaded with features to get you the best deal. Our low rates, flexible terms, and no-pressure approach to financing help get you on the road fast, in the vehicle you want. Buying a car is easy with Golden 1. Get your loan pre‑approval today!

New Auto

Secure the best deal possible on a new car with our low rates – obtaining a pre‑approval is fast and easy.

As low as 3.09% APR*

*Annual Percentage Rate (APR). All loans subject to approval. Collateral conditions and restrictions apply. Rates, terms and conditions are subject to change and vary based on creditworthiness and other factors.

Used Auto

Walk into the dealership with more negotiating power with our loan pre‑approval! Applying is simple.

As low as 3.34% APR*

*Annual Percentage Rate (APR). All loans subject to approval. Collateral conditions and restrictions apply. Rates, terms and conditions are subject to change and vary based on creditworthiness and other factors.

Enterprise Car Sales 4th of July Event: July 1 – 9

Golden 1 partners with Enterprise Car Sales to offer you great deals on certified used vehicles with financing options to fit your needs. With your Golden 1 membership you can get a great rate and added trade-in value of your car!

  • A low rate, flexible term Auto Loan from Golden 1 Credit Union

  • 1% off your approved APR1

  • PLUS Enterprise will appraise your vehicle using Kelley Blue Book® Trade-In value and add $1,000!2

Find the vehicle that's right for you at one of the 22 Enterprise dealerships throughout California, or use the button below to shop online.

Enterprise Car SalesEnterprise Car Sales

1APR=Annual Percentage Rate, 1% off your approved auto loan rate with a maximum loan term of 60 months. A representative example of payment terms are as follows: a loan amount of $24,000 with an APR of 2.99% and a term of 60 months would have a payment of $431.92. Rates, terms, and conditions are subject to change and may vary based on collateral conditions, qualifications, and creditworthiness. Financing for qualified Golden 1 Credit Union members. 1% off your approved auto loan rate offer valid 1/1/2022–12/31/2022 on Enterprise Car Sales vehicles. This offer cannot be combined with any other offer except those listed on this advertisement.

2Kelley Blue Book® Trade-ln Values used by Enterprise are obtained from Kelley Blue Book Co.'s website Kelley Blue Book Trade-ln Value is based on accurate condition rating and mileage of vehicle. Accurately appraising the condition of the vehicle is an important aspect of determining its Kelley Blue Book Trade-ln value. Kelley Blue Book valuation adjustments for vehicle mileage disproportionate to the age of the vehicle may be capped by Enterprise Car Sales at 20% of the vehicle's base value. If a Kelley Blue Book Trade-ln value is not available for customer's vehicle Enterprise will provide a fair & competitive value for customer's vehicle. Additional trade-in value of $1,000 is available only on passenger vehicles & light duty trucks, with a Kelley Blue Book Trade-ln Value and when a vehicle is purchased from Enterprise. Customer is responsible to any extent vehicle pay-off exceeds Enterprise offer. Customer must provide required proof of ownership/registration & all other necessary paperwork to transfer title. Offer valid only towards vehicles purchased July 1 - 9, 2022 on one trade-in for each Enterprise vehicle. Restrictions apply. See a Sales consultant for details. Offer void where prohibited including AK, HI, KY, LA, MD, NE, NM, OK, OR, SC, TX, VA & Washington, D.C Offer valid No cash advances. This offer cannot be combined with any other offer. Not valid on previous purchases.

Used vehicles were previously part of the Enterprise rental fleet and/or an affiliated company's lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources: with a possible previous use including rental, lease, transportation network company or other use.

Golden 1 Credit Union Discount Auto Buying™

Let us help you find your next vehicle and lock in low, pre-arranged pricing, with the added benefit of Golden 1’s great rates and up to 100% financing1. All at no cost to you.

Why choose this program?

  • Hand-selected dealerships provide a professional, no-pressure environment

  • It’s affordable and easy with low, pre-arranged pricing on new and pre-owned vehicles that can be combined with manufacturer rebates

  • Dedicated Auto Pricing Specialists are available to assist you throughout the buying process

  • Low Golden 1 loan rates, and up to 100% financing for new and pre-owned autos, RVs, and motorcycles2
Find a CarFind a Car

1Annual percentage rate (APR) may vary based on creditworthiness, collateral conditions and qualifications. All loans subject to approval and rates, terms, restrictions, and conditions are subject to change. Available only for the most creditworthy borrowers. Limited to new vehicles and used vehicles nine model years old or newer. Contact the credit union for terms on auto loans for vehicles ten years old or older.

2Actual savings may vary based on vehicle purchased, dealer and location. A participation fee has been paid by the dealers. All new cars arranged for sale are subject to availability and a price pre-arranged with participating franchised new car dealer.


There are no prepayment penalties for automobile loans (penalties could apply to other types of loans; refer to your loan documentation for details). Please note that making large, lump-sum payments will lower your principal balance, but will not advance your due date more than 60 days.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.