We’re here to help you get on the road fast in a vehicle that fits your lifestyle. You’ll love our low auto loan rates, variety of term options, and simple online application.
As a Golden 1 member, you can save time by getting your auto loan application submitted right at the dealership. Once your loan is approved, you’ll be ready to take delivery of your vehicle and start enjoying California’s scenic roadways.
Choosing Golden 1 for your next auto loan can lead to a more relaxed car-shopping and financing experience! You’ll enjoy:
Golden 1 members can focus more on finding the right car, and less on finding the right loan. We can also refinance your auto loan from another lender to lower your payments or shorten your loan period. Our auto loans offer:
Now is a great time to refinance your auto loan! Bring us your existing loan from another lender to find out how much you can save. And for a limited time, we’ll give you 1% cash back, up to $500 automatically deposited to your share savings account. Application must be completed on or after January 16, 2023.
Apply now and choose option "Refinance From Another Lender."
Keep more of your hard-earned money and do more! Build your savings or create priceless memories on the road – the possibilities are endless.
*Offer eligible for existing auto loan with another lender that is refinanced with Golden 1, and has an application date of 01/16/2023 or later. Limited-time only, may end at any time. Call 1-877-465-3361 or visit golden1.com/autoloans to check availability. Existing Golden 1 auto loans are not eligible for offer. Limited to used vehicles nine model years old or newer. Contact the credit union for terms on auto loans for vehicles ten years old or older. Rebate amount is determined by the loan amount funded. Rebate will be deposited directly into your share account on the first business day following loan funding. You are responsible for paying any and all applicable taxes. Annual percentage rate (APR) may vary based on creditworthiness, collateral conditions and qualifications. All loans subject to approval and rates, terms, restrictions, and conditions are subject to change.
Another valuable benefit of your membership at Golden 1 – it opens the door to a simple, money-saving car shopping experience with Enterprise Car Sales.
Find the vehicle that's perfect for you at one of the 22 Enterprise dealerships throughout California, or use the button below to start shopping conveniently online.
*APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on collateral conditions, qualifications and creditworthiness. Financing for qualified Golden 1 Credit Union members. 1% off your approved auto loan rate with a max loan term of 60 months valid only on Enterprise Car Sales vehicles purchased from 1/1/23 – 12/31/23. A loan amount of $40,000 with an APR of 4.24% and a term of 60 months would have a payment of $742.77. This offer cannot be combined with any other offer. Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use.
Save time and money on your next vehicle purchase. Our discount auto buying program1 offers low, pre-arranged pricing, with the added benefit of Golden 1’s affordable auto loan rates and up to 100% financing2.
Additional advantages
1Actual savings may vary based on vehicle purchased, dealer and location. A participation fee has been paid by the dealers. All new cars arranged for sale are subject to availability and a price pre-arranged with participating franchised new car dealer.
2Annual percentage rate (APR) may vary based on creditworthiness, collateral conditions and qualifications. All loans subject to approval and rates, terms, restrictions, and conditions are subject to change. Available only for the most creditworthy borrowers. Limited to new vehicles and used vehicles nine model years old or newer. Contact the credit union for terms on auto loans for vehicles ten years old or older.
There are no prepayment penalties for automobile loans (penalties could apply to other types of loans; refer to your loan documentation for details). Please note that making large, lump-sum payments will lower your principal balance, but will not advance your due date more than 60 days.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
