¹Other fees apply. Cash advance fee is either $5 or 2.5% of the amount of each cash advance, whichever is greater. Foreign transaction fee is up to 1% of each transaction in U.S. dollars. 

²Golden 1 provides zero fraud liability for unauthorized transactions on your card, when promptly reported. Certain conditions and limitations may apply. See you Credit Card Account Agreement for additional information on unauthorized use.

³Member Cash Rewards+: See pricing and Fee details. View your Credit Card Account Agreement, Rewards Program Agreement, and Visa Signature Benefit Guide for other terms and conditions.

⁴Member Rate Advantage: See pricing and Fee details. View your Credit Card Account Agreement, and Visa Benefit Guide for other terms and conditions.

⁵Member First: See pricing and Fee details. View your Credit Card Account Agreement, and Visa Benefit Guide for other terms and conditions.

Please Note: Golden 1 does not currently offer new credit to those living outside of California. If you live outside of California and you're applying for a new credit card or loan, please note that submitting this online application will result in an inquiry on your credit report.

If you're a military service member who resides in California but are temporarily out of state, Golden 1 will accept and process your application.

Applicants under 21 years of age with insufficient income to qualify without a co-applicant (including minors) must apply at a Golden 1 branch with a qualified applicant, or by phone at 1-877-GOLDEN 1 (1-877-465-3361).

To protect your personal information, your information will not be stored in any online application after 10 minutes of inactivity. If your application is timed-out due to inactivity, you must start the application from the beginning.

Thank you for considering Golden 1 Credit Union.