*Offer is limited to new Golden 1 Sole Proprietor or Business Checking account holders. Offer may not be combined with any other checking account bonus offer and is limited to one bonus per member per business tax ID. Current Golden 1 employees are not eligible. Other restrictions may apply. Golden 1 may change or discontinue this offer at any time before this date without notice. Offer Requirements: Offer is available to new Golden 1 Business Checking account holders who open an account by September 30, 2026. To qualify, you must (1) Deposit at least $2,000 in new money (funds not currently or previously held at Golden 1) within 15 days of account opening, and (2) Maintain a minimum daily balance of $2,000 in the account for the first 90 days. Bonus Tiers: (1) $100 bonus: Maintain an average daily balance of at least $2,000 during the first 90 days of account opening. (2) $400 bonus: Maintain an average daily balance of at least $10,000 during the first 90 days of account opening. (3) $750 bonus: Maintain an average daily balance of at least $15,000 during the first 90 days of account opening. Bonus Payment: The applicable bonus will be deposited into your Business Checking account within 30 days after the 90-day qualification period, following deposit verification, provided the account remains open and in good standing. Additional Bonus Opportunity: Accounts that qualify for any of the above bonuses are also eligible for an additional $100 bonus by opening and activating a Merchant Services Clover account before the end of the 90-day qualification period. You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Please consult your own tax professional and attorney for tax advice. Minimum deposit to open a Golden 1 Business Checking account is $100. All standard account terms, conditions, and opening procedures apply. For a comprehensive list of account pricing, terms and policies, see Disclosure of Account Information and Membership Agreement - Consumer & Sole Proprietorship Accounts (for Sole Proprietor Checking) or  the Business Deposit Account Disclosure and Membership Agreement and Business Services Fee Schedule (for Business Checking). These documents may be obtained online at golden1.com, by contacting a Golden 1 branch, or by calling Business Member Support at 1-877- 909-5656.

¹$8 monthly fee waived with enrollment in eStatements only statement delivery and a minimum average daily balance of $1,000 in this account during the statement period.

²Golden 1 provides Zero Liability Protection for unauthorized transactions on your card. To be covered the cardholder must safeguard their account information and notify Golden 1 promptly of any unauthorized transactions. Certain conditions and limitations can apply. For more information about liability for unauthorized transactions, please refer to your Golden 1 Disclosure of Account Information - Sole Proprietor Accounts. Visit our Golden 1 Identity Theft and Fraud page for additional information. 

³Please see our Fee Schedule for current transaction fees for out-of-network ATMs.