Member Cash Rewards+

¹Other fees apply. Cash advance fee is either $5 or 2.5% of the amount of each cash advance, whichever is greater. Foreign transaction fee is up to 1% of each transaction in U.S. dollars.
²You earn cash rewards on net qualified purchases (less credits, returns and adjustments) for each $1 spent. No maximum limit on total cash rewards earned. Balance transfers, cash advances and cash-equivalent transactions, such as purchases of money orders or gift cards, and certain other purchases/transactions do not earn rewards. We reserve the right to determine in our sole discretion whether a particular transaction is a qualified purchase. A 4% cash reward is offered on net qualified gas purchases at eligible gas merchants. Cash rewards on gas purchases are limited to up to $5,000 in purchases annually, then 1% thereafter. A 3% cash reward is offered on net qualified purchases from eligible restaurants, including fast food and food delivery. A 3% cash reward is offered on net qualified purchases from eligible grocery stores or supermarkets. Purchases made at wholesale warehouse clubs are not eligible for rewards. All other net qualified eligible purchases will receive a 1% cash reward for each $1 spent.
³4% cash back rewards on net gas purchases are limited to up to $5,000 in net purchases annually, 1% thereafter.
⁴Golden 1 provides zero fraud liability for unauthorized transactions on your card, when promptly reported. Certain conditions and limitations may apply. See your Credit Card Account Agreement for additional information on unauthorized use.
⁵3% cash rebate is offered on net qualified purchases (less credits, returns, and adjustments), excluding cash advances, cash-equivalent transactions, and balance transfers, at eligible gas, grocery, and restaurant merchants. 3% cash rebate does not include purchases classified as wholesale clubs or eating establishments such as quick-service restaurants. 1% cash rebate is offered on all other net qualifying purchases (less credits, returns, and adjustments), excluding cash advances, cash-equivalent transactions, and balance transfers. Credit card accounts closed prior to their monthly closing statement date, or in default under the terms of the agreement, forfeit all unpaid rebates. To receive a rebate, the primary cardholder must maintain a Golden 1 Regular Savings Account with the required minimum balance. We reserve the right to change or discontinue this program. Please see your Credit Card Account Agreement for other terms and conditions.
⁶3% cash back rewards on gas purchases are limited to up to $5,000 in net purchases annually, 1% thereafter.

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