HELPING MEMBERS LIVE THEIR BEST LIVES.

That's who we are.

One Mission: 85 Years of Service Excellence


In 1933, our founders created a financial cooperative in Sacramento. Their vision was to come together to help other hard-working Californians. 

Today, we continue affirming our mission to deliver financial solutions with value, convenience, and exceptional service to our members. This has made Golden 1 California's leading credit union and one of the largest in the United States with:

  • One million members and growing
  • Assets of nearly $13 billion
  • 72 branches across California
  • Membership open to all Californians

Our members have different lives, different jobs, different hometowns – yet we all share our commitment to working together for a better life. To belonging to something bigger than ourselves. To having each others' backs.

We honor that commitment in our service to members and to their communities. We contribute time and money to making a difference – making our communities stronger

That's the core of Golden 1's strength. And since we're a not-for-profit financial cooperative, our members are part owners. We return the credit union's earnings to them through higher returns on savings, lower interest rates on loans, and more free services. We don't send your money to Wall Street. We keep it on Main Street. We're here for you.

Our History


2018: Golden 1 is the first state-chartered credit union to be granted statewide field of membership in California. Anybody who lives and/or regularly works in California is now eligible for membership. Membership reaches one million strong.

2016: Assets reach more than $10 billion. Membership grows to over 800,000 strong. Golden 1 Center debuts as the most technologically advanced arena in the world.

2015: Golden 1 expands charter in Southern California to now serve 38 counties. Obtains naming rights to Golden 1 Center. Upgrades every Golden 1 debit and credit card with chip technology.

2014: Golden 1 launches its "Stronger Together" brand campaign. A special, one-time $18 million Member Giveback program is distributed. Membership grows to more than 700,000.

2013: 80th anniversary. Assets reach more than $8 billion. The Credit Union awards $368,000 in grants to support literacy and foster youth. Golden 1 recognized as “Best Bank or Credit Union” in several communities.

2012: Golden 1 launches a new college scholarship program for members and their dependents.

2011: Mobile Deposit is launched and “No-Envelope” ATMs are introduced. Golden 1 wins several awards for community outreach.

2010: Launch of Golden 1 Mobile Banking to complement online service offerings.

2009: Assets reach more than $7.6 billion. New products debut—Mobile and Text Banking. The Credit Union now has 83 branches. Now able to serve all who live or work in 34 of California’s 58 counties

2007: A total of 74 branches are open statewide. Elected into the Sacramento Metro Chamber of Commerce Business Hall of Fame.

2004: Membership grows to more than 600,000. Assets reach $5.4 billion.

2000: Membership grows to more than 400,000. Assets reach $3.1 billion.

1998: Assets reach more than $2.33 billion. Website is launched. The Credit Union now has 50 full-service branches, five non-teller branches, and 210 ATMs.

1994: Assets grow to almost $1.56 billion. Membership is more than 274,000, and the Credit Union now has 44 branches statewide.

1992: Assets reach more than $1 billion. Membership stands at 215,000.

1990: Total of 21 branches are open statewide. Assets reach $820 million.

1988: Assets reach $600 million. Credit Union now has 14 branches statewide.

1982: Membership grows to more than 100,000. Assets reach $225 million. First seven automated teller machines (ATMs) go into service.

1977: Assets reach $100 million. Name of Credit Union is changed to Golden 1 Credit Union.

1961: CSECU #1 staff move into first permanent office and administrative headquarters in the State Employees building at 1108 O Street.

1956: Membership reaches 13,000. Construction begins on the State Employees building at 1108 O Street in Sacramento.

1952: Assets reach $1 million.

1950: Membership grows to 4,565.

1934: Membership reaches 131.

1933: Eleven state employees meet in Sacramento as the Board of Directors of the newly formed California State Employees' Credit Union #1 (CSECU #1).

Awards and Recognition


At Golden 1, we're proud of our achievements and strive to improve every day. Because we care about our members and work hard to bring them value and unbeatable service.

Year after year, we continue to be rated the best credit union in local publications. We’ve also received first place honors from the Sacramento Workplace Excellence Leader (SWEL) Awards, plus acknowledgment from charities and nonprofits, including the United Way, Children's Miracle Network, and Volunteer Center of Sacramento – just to name a few.

2019

  • Best Credit Union, Amador Ledger Dispatch
  • Best Credit Union in El Dorado Hills, Folsom Telegraph
  • Best West Coast Credit Union, The Balance
  • Best Bank or Credit Union, Lincoln News Messenger
  • Best-In-State Employer, Forbes
  • Diamond Award: Complete Campaign – Credit Union National Association
  • Best Bank/Credit Union, Carmichael Chamber of Commerce
  • Best Credit Union, Auburn Journal

2018

  • Best Credit Union for Financial Education, Go Banking Rates
  • Best Credit Union, Santa Barbara Magazine
  • Best Credit Union, Roseville Tribune
  • Best Mortgage Company, Best of Elk Grove
  • Best Bank, Best of Elk Grove
  • Diamond Award: Annual Reports – Credit Union National Association
  • Diamond Award: Social Media – Credit Union National Association
  • Diamond Award: Financial Education – Credit Union National Association
  • Best Credit Union, Auburn Journal
  • Best Bank/Credit Union, Carmichael Chamber of Commerce
  • Best Credit Union in El Dorado Hills, Folsom Telegraph
  • Centennial Disaster Partner Award, American Red Cross
  • Best Credit Union of North County, Atascadero News
  • Financial Capability Innovation Award, EverFi
  • Best Credit Union for Teens and College Students, NerdWallet

2017

  • Best Bank, Best of Elk Grove
  • Best Mortgage Company, Best of Elk Grove
  • Best Credit Union in El Dorado Hills, Style Magazine
  • Best Bank or Credit Union, Lincoln News Messenger
  • Best Credit Union in Folsom, Folsom Telegraph
  • Best Bank or Credit Union in El Dorado Hills, Folsom Telegraph
  • Best Credit Union, Santa Barbara News-Press
  • Best Credit Union, Auburn Journal
  • Best Banking & Financial Institution, Citrus Heights Chamber of Commerce
  • Best Bank/Credit Union, Carmichael Times

2016

  • Businesswoman of the Year – Sacramento Metropolitan Chamber of Commerce: Donna Bland, President and CEO, Golden 1 Credit Union
  • Best Cash Back Card for Groceries – Magnify Money
  • Best Cash Back Card for Dining Out – Magnify Money
  • Outstanding Regional Contribution, Greater Sacramento Economic Council
  • Best Credit Union, Auburn Journal
  • Best Bank or Credit Union, Lincoln News Messenger
  • Best Credit Union, Roseville & Granite Bay Press Tribune
  • Best Credit Union, Santa Barbara News-Press
  • Best Bank, Best of Elk Grove
  • Best Mortgage Company, Best of Elk Grove

2015

  • Best in Class: Innovation - VISA Debit Processing Service Client Achievement Award
  • Gold Award: Comprehensive Campaign - Marketing Association of Credit Unions
  • Diamond Award: Brand Awareness – Credit Union National Association
  • Best Bank – Best of Elk Grove
  • Best Credit Union – Best of Yolo, readers
  • Best Bank – Best of Best, The Placer Herald
  • Favorite Credit Union – Style Magazine (Folsom & El Dorado Hills) readers

2014

  • Best Credit Union – Folsom Telegraph readers
  • Best Bank – Best of Elk Grove
  • Best Bank/Credit Union – The Placer Herald (Rocklin & Loomis) readers
  • Golden Bear Award, Friends of the California State Fair
  • Best Credit Union – Roseville Press readers
  • Best Credit Union – Auburn Journal readers
  • Best Credit Union – Village Life (El Dorado Hills) readers