A Card that Helps You Reach Your Credit Goals
Whether you’re establishing credit for the first time or working to repair your credit, you have the power to purchase every day essentials or pay bills to bolster your credit history with monthly on time payments.
Competitive Rates and Low Fees
- $0 Annual Fee1
- $0 Balance Transfer Fee1
- One low rate for all cardholders
- Credit limits start at $250
Build Credit History
- Secure your account with a deposit of up to $3,000. Your deposit is your credit limit. It will earn dividends and is fully refundable.2
- Each month, payment information is reported to the credit bureaus, so making payments on time will help you build a positive credit history
- Access Mobile Banking and Online Banking to monitor your accounts
- Use Credit Sense to access your credit score, credit report, and more
Convenient Benefits
- 24/7 Roadside Dispatch – Help when you need it with unlimited, pay-per-use roadside assistance
- Mobile Wallets – Make secure and easy purchases using Apple Pay®, Google Pay™, or Samsung Pay™
- Contactless Payments – Pay with ease! Simply tap your contactless credit card on eligible point of sale terminals
1Other fees apply. Cash advance fee is either $5 or 2.5% of the amount of each cash advance, whichever is greater. Foreign transaction fee is up to 1% of each transaction in U.S. dollars.
2Dividends are paid on the funds held in the savings account. Please see our Credit Card Account Agreement for other terms and conditions.
3Golden 1 provides zero fraud liability for unauthorized transactions on your card, when promptly reported. Certain conditions and limitations may apply. See your Credit Card Account Agreement for additional information on unauthorized use.
All third-party companies, products and service names used are for identification purposes only. All service marks, trademarks and registered trademarks are the property of their respective owners.
