THIS CARD IS IDEAL FOR...
- Those new to credit
- Rebuilding credit
Looking for something different? Compare the features of our other Golden 1 credit cards.
Interested in the Member First Card?

A Card that Helps You Reach Your Credit Goals
Whether you’re establishing credit for the first time or working to repair your credit, you have the power to purchase every day essentials or pay bills to bolster your credit history with monthly on time payments.
Looking for something different? Compare the features of our other Golden 1 credit cards.
Interested in the Member First Card?
You can depend on Golden 1 to provide security features to protect your card, as well as convenient tools to manage your money.
Protection against Fraudulent Charges3 – You won’t be held responsible for unauthorized charges to your card.
Card Management – Manage your cards securely, anywhere, anytime, in our Mobile Banking app.
Debt Protection – Affordable insurance against financial hardship.
Automatic Payments – Set your monthly payments to process automatically, ensuring you always pay on time.
Secure Online Checkout – Protect your transactions with Visa’s easy, smart, and secure online checkout.
1Other fees apply. Cash advance fee is either $5 or 2.5% of the amount of each cash advance, whichever is greater. Foreign transaction fee is up to 1% of each transaction in U.S. dollars.
2Dividends are paid on the funds held in the savings account. Please see our Credit Card Account Agreement for other terms and conditions.
3Golden 1 provides zero fraud liability for unauthorized transactions on your card, when promptly reported. Certain conditions and limitations may apply. See your Credit Card Account Agreement for additional information on unauthorized use.
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