AN AFFORDABLE WAY TO PAY
Looking for a convenient low-rate card you can use for purchases? The Member Rate Advantage credit card makes it easy to manage your monthly credit card usage, or consolidate balances.
Low APR and Low Fees
- $0 Annual Fee1
- $0 Balance Transfer Fee1
- Consolidate balances from other credit cards to reduce your monthly payments
- Low rate
- Credit limits start at $500
Member Rate Advantage Agreement
Card and Money Management Tools
Stay on top of your finances with tools like:
- Mobile Banking and Online Banking
- Card Controls alerts
- Automatic payment options
- Use Credit Sense to access your credit score, credit report, and more
Convenient Benefits
- 24/7 Roadside Dispatch – Help when you need it with unlimited, pay-per-use roadside assistance
- Mobile Wallets – Make secure and easy purchases using Apple Pay®, Google Pay™, or Samsung Pay™
- Contactless Payments – Pay with ease! Simply tap your contactless credit card on eligible point of sale terminals
1Other fees apply. Cash advance fee is either $5 or 2.5% of the amount of each cash advance, whichever is greater. Foreign transaction fee is up to 1% of each transaction in U.S. dollars.
2Golden 1 provides zero fraud liability for unauthorized transactions on your card, when promptly reported. Certain conditions and limitations may apply. See your Credit Card Account Agreement for additional information on unauthorized use.
All third-party companies, products and service names used are for identification purposes only. All service marks, trademarks and registered trademarks are the property of their respective owners.
