Credit Cards

FIND THE CARD THAT'S RIGHT FOR YOU

CARD COMPARISON

APR

CREDIT LIMIT

REWARDS

Platinum Rewards

As low as 7.79% APR*

$500 - $30,000

3% back on gas, grocery and restaurants. Plus 1% on the rest

CARD COMPARISON

APR

CREDIT LIMIT

REWARDS

Platinum Rewards for Students

13.79% APR*

$500 - $2,000

3% back on gas, grocery and restaurants. Plus, 1% on the rest

CARD COMPARISON

APR

CREDIT LIMIT

REWARDS

Platinum Secured

13.79% APR*

$250 - $3,000

None
Family playing on beach

Platinum Rewards

As low as 7.79% APR* See Pricing Details

Low interest rates*Earn up to 3% cash rebate** on gas, grocery and restaurant purchases and 1% on all other purchasesNo annual fee***No balance transfer fees***

Apply Now

Golden 1's Platinum Rewards credit card offers low rates and high rewards, for members with established credit.

*Subject to approval based on creditworthiness or qualifications. **Cash rebates are offered on qualified net purchases (less credits, returns and adjustments), excluding cash advances, cash-equivalent transactions, and balance transfers. 3% cash rebate does not include wholesale clubs or eating establishments such as quick-service restaurants. Credit card accounts closed prior to their monthly closing statement date or in default under the terms of the agreement forfeit all unpaid rebates. To receive a rebate, the primary cardholder must maintain a Golden 1 Regular Savings Account with the required minimum balance. We reserve the right to change or discontinue this program. Please see our Credit Card Account Agreement for other terms and conditions. ***Other fees apply. Cash advance either $5 or 2.5% of the amount of each cash advance, whichever is greater. Foreign transaction up to 1% of each transaction in U.S. dollars.

All credit cards are subject to approval. View Credit Card Account Agreements

Student on campus

Platinum Rewards for Students

13.79% APR* See Pricing Details

Low interest rates*Earn up to 3% cash rebate** on gas, grocery and restaurant purchases and 1% on all other purchasesNo annual fee***No balance transfer fees***No co-signer required, if you qualify to make minimum payments on your own

Apply Now

Provides a great opportunity for students 18 years and older to start building credit history while earning cash rewards.

*Subject to approval based on creditworthiness or qualifications. **Cash rebates are offered on qualified net purchases (less credits, returns and adjustments), excluding cash advances, cash-equivalent transactions, and balance transfers. 3% cash rebate does not include wholesale clubs or eating establishments such as quick-service restaurants. Credit card accounts closed prior to their monthly closing statement date or in default under the terms of the agreement forfeit all unpaid rebates. To receive a rebate, the primary cardholder must maintain a Golden 1 Regular Savings Account with the required minimum balance. We reserve the right to change or discontinue this program. Please see our Credit Card Account Agreement for other terms and conditions. ***Other fees apply. Cash advance either $5 or 2.5% of the amount of each cash advance, whichever is greater. Foreign transaction up to 1% of each transaction in U.S. dollars.

All credit cards are subject to approval. View Credit Card Account Agreements

Family at park

Platinum Secured

13.79% APR* See Pricing Details

Low interest rates*Funds continue to earn dividends**No annual fee***No balance transfer fees***

Apply Now

The Golden 1 Platinum Secured card is a low-cost way to build or re-establish your credit history – all while earning dividends on funds held in a Golden 1 savings account. The Platinum Secured card is protected with money you have on deposit in a dedicated Golden 1 savings account.

*Subject to approval based on creditworthiness or qualifications. **Dividends are paid on the funds held in the savings account. Please see our Credit Card Account Agreement for other terms and conditions. ***Other fees apply. Cash advance either $5 or 2.5% of the amount of each cash advance, whichever is greater. Foreign transaction up to 1% of each transaction in U.S. dollars.

All credit cards are subject to approval. View Credit Card Account Agreements