FIND THE CARD THAT'S RIGHT FOR YOU
CARD COMPARISON
APR
CREDIT LIMIT
REWARDS
Platinum Rewards
As low as 8.54% APR*
$500 - $30,000
3% back on gas, grocery and restaurants. Plus 1% on the rest
CARD COMPARISON
APR
CREDIT LIMIT
REWARDS
Platinum Rewards for Students
14.54% APR*
$500 - $2,000
3% back on gas, grocery and restaurants. Plus, 1% on the rest
CARD COMPARISON
APR
CREDIT LIMIT
REWARDS
Platinum Rewards
As low as 8.54% APR* Terms and ConditionsLow interest rates*Earn up to 3% cash rebate** on gas, grocery and restaurant purchases and 1% on all other purchasesNo annual fee***No balance transfer fees***
Apply NowGolden 1's Platinum Rewards credit card offers low rates and high rewards, for members with established credit.
Is your card being upgraded from Platinum Rewards to Member Cash Rewards+? Click here for more information.
*Subject to approval based on creditworthiness or qualifications. **Cash rebates are offered on qualified net purchases (less credits, returns and adjustments), excluding cash advances, cash-equivalent transactions, and balance transfers. 3% cash rebate does not include wholesale clubs or eating establishments such as quick-service restaurants. Credit card accounts closed prior to their monthly closing statement date or in default under the terms of the agreement forfeit all unpaid rebates. To receive a rebate, the primary cardholder must maintain a Golden 1 Regular Savings Account with the required minimum balance. We reserve the right to change or discontinue this program. Please see our Credit Card Account Agreement for other terms and conditions. ***Other fees apply. Cash advance either $5 or 2.5% of the amount of each cash advance, whichever is greater. Foreign transaction up to 1% of each transaction in U.S. dollars.
All credit cards are subject to approval. View Credit Card Account Agreements
Platinum Rewards for Students
14.54% APR* Terms and ConditionsLow interest rates*Earn up to 3% cash rebate** on gas, grocery and restaurant purchases and 1% on all other purchasesNo annual fee***No balance transfer fees***No co-signer required, if you qualify to make minimum payments on your own
Apply NowProvides a great opportunity for students 18 years and older to start building credit history while earning cash rewards.
*Subject to approval based on creditworthiness or qualifications. **Cash rebates are offered on qualified net purchases (less credits, returns and adjustments), excluding cash advances, cash-equivalent transactions, and balance transfers. 3% cash rebate does not include wholesale clubs or eating establishments such as quick-service restaurants. Credit card accounts closed prior to their monthly closing statement date or in default under the terms of the agreement forfeit all unpaid rebates. To receive a rebate, the primary cardholder must maintain a Golden 1 Regular Savings Account with the required minimum balance. We reserve the right to change or discontinue this program. Please see our Credit Card Account Agreement for other terms and conditions. ***Other fees apply. Cash advance either $5 or 2.5% of the amount of each cash advance, whichever is greater. Foreign transaction up to 1% of each transaction in U.S. dollars.
All credit cards are subject to approval. View Credit Card Account Agreements
Platinum Secured
14.54% APR* Terms and ConditionsLow interest rates*Funds continue to earn dividends**No annual fee***No balance transfer fees***
Apply NowThe Golden 1 Platinum Secured card is a low-cost way to build or re-establish your credit history – all while earning dividends on funds held in a Golden 1 savings account. The Platinum Secured card is secured by money you have on deposit in a Golden 1 collateral savings account.
*Subject to approval based on creditworthiness or qualifications. **Dividends are paid on the funds held in the savings account. Please see our Credit Card Account Agreement for other terms and conditions. ***Other fees apply. Cash advance either $5 or 2.5% of the amount of each cash advance, whichever is greater. Foreign transaction up to 1% of each transaction in U.S. dollars.
All credit cards are subject to approval. View Credit Card Account Agreements
ALL CARDS INCLUDE
Chip-Enabled
Enjoy safer and more convenient transactions with merchants that support chip technology.
Contactless Payments
Simply tap your contactless credit card on eligible point of sale terminals when it is time to pay.
Globally Accepted
Use your card for purchases whenever you may travel.
Secure Checkout
Visa's easy, smart, and secure online checkout.
