Credit Cards

FIND THE CARD THAT'S RIGHT FOR YOU

CARD COMPARISON

APR

CREDIT LIMIT

REWARDS

Platinum Rewards

as low as 9.29% APR*

$2,000 - $30,000

3% back on gas, grocery and restaurants. Plus 1% on the rest

CARD COMPARISON

APR

CREDIT LIMIT

REWARDS

Platinum Rewards for Students

15.29% APR*

$500 - $2,000

3% back on gas, grocery and restaurants. Plus, 1% on the rest

CARD COMPARISON

APR

CREDIT LIMIT

REWARDS

Platinum Secured

15.29% APR*

$250 - $3,000

None
Family playing on beach

Platinum Rewards

as low as 9.29% APR* See Pricing Details

Low interest rates*Earn up to 3% cash rebate** on gas, grocery and restaurant purchases and 1% on all other purchasesNo annual fee***No balance transfer fees***

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Golden 1's Platinum Rewards credit card offers low rates and high rewards, for members with established credit.

*Subject to approval based on creditworthiness or qualifications. **Cash rebates are offered on qualified net purchases (less credits, returns and adjustments), excluding cash advances, cash-equivalent transactions, and balance transfers. 3% cash rebate does not include wholesale clubs or eating establishments such as quick-service restaurants. Credit card accounts closed prior to their monthly closing statement date or in default under the terms of the agreement forfeit all unpaid rebates. To receive a rebate, the primary cardholder must maintain a Golden 1 Regular Savings Account with the required minimum balance. We reserve the right to change or discontinue this program. Please see our Credit Card Account Agreement for other terms and conditions. ***Other fees apply. Cash advance either $5 or 2.5% of the amount of each cash advance, whichever is greater. Foreign transaction up to 1.4% of each transaction in U.S. dollars.

All credit cards are subject to approval. View Credit Card Account Agreements

Student on campus

Platinum Rewards for Students

15.29% APR* See Pricing Details

Low interest rates*Earn up to 3% cash rebate** on gas, grocery and restaurant purchases and 1% on all other purchasesNo annual fee***No balance transfer fees***No co-signer required, if you qualify to make minimum payments on your own

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Provides a great opportunity for students 18 years and older to start building credit history while earning cash rewards.

*Subject to approval based on creditworthiness or qualifications. **Cash rebates are offered on qualified net purchases (less credits, returns and adjustments), excluding cash advances, cash-equivalent transactions, and balance transfers. 3% cash rebate does not include wholesale clubs or eating establishments such as quick-service restaurants. Credit card accounts closed prior to their monthly closing statement date or in default under the terms of the agreement forfeit all unpaid rebates. To receive a rebate, the primary cardholder must maintain a Golden 1 Regular Savings Account with the required minimum balance. We reserve the right to change or discontinue this program. Please see our Credit Card Account Agreement for other terms and conditions. ***Other fees apply. Cash advance either $5 or 2.5% of the amount of each cash advance, whichever is greater. Foreign transaction up to 1.4% of each transaction in U.S. dollars.

All credit cards are subject to approval. View Credit Card Account Agreements

Family at park

Platinum Secured

15.29% APR* See Pricing Details

Low interest rates*Funds continue to earn dividends**No annual fee***No balance transfer fees***

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The Golden 1 Platinum Secured card is a low-cost way to build or re-establish your credit history – all while earning dividends on funds held in a Golden 1 savings account. The Platinum Secured card is protected with money you have on deposit in a dedicated Golden 1 savings account.

*Subject to approval based on creditworthiness or qualifications. **Dividends are paid on the funds held in the savings account. Please see our Credit Card Account Agreement for other terms and conditions. ***Other fees apply. Cash advance either $5 or 2.5% of the amount of each cash advance, whichever is greater. Foreign transaction up to 1.4% of each transaction in U.S. dollars.

All credit cards are subject to approval. View Credit Card Account Agreements

ALL CARDS INCLUDE

Chip-Enabled

Enjoy safer and more convenient transactions with merchants that support chip technology.

Globally Accepted

Use your card for purchases whenever you may travel.

Mobile Wallets

Make secure and easy purchases using Google, Apple or Samsung Pay.

Visa Checkout

Make online shopping even easier with Visa Checkout.