All loans subject to approval. Collateral conditions and restrictions apply. Rates, terms and conditions are subject to change and vary based on creditworthiness and other factors. Vehicle rates vary by the amount borrowed and term selected. Adding warranty products or changing your down payment may impact your final interest rate.

¹ See Official Rules 

² Applications that do not result in a funded loan are eligible for a sweepstakes entry by written request. Please see Official Rules to enter by mail.
Participants must be 18 years of age or older. Golden 1 employee and family are not eligible.

³ A loan amount of $25,000 with an APR of 5.49% and a term of 60 months would have a payment of $478.96.

**The 90 days to first payment applies to borrowers in credit tiers 0-2 for new and used auto loans. Interest will accrue during deferment period from the loan origination date.