Introducing the card with up to 4% cash back.
Our Member Cash Rewards+ credit card rewards hard working Californians for purchases they make every day!
OUR LOWEST-RATE CREDIT CARD.
It’s a more affordable way to pay! The Member Rate Advantage Card is perfect for:
- Paying down debt
- Consolidating higher-rate cards
Plus, it comes with protection against fraudulent charges – and no annual fee!
FREE CHECKING. BECAUSE YOU COME FIRST.
Goodbye monthly fees. It’s really, truly, seriously free. And you get more.
- Get paid up to 2 days early1 with Direct Deposit
- Access to more than 30,000 fee-free CO-OP ATMs nationwide
- Fee-free mobile, online, and text banking services2
Belonging to a not-for-profit credit union means your membership goes further!
GET PAID UP TO 2 DAYS FASTER!*
Set up direct deposit with Golden 1. We deposit the money in your account when funds are available – up to two days early!
*Early deposit of funds is not guaranteed and is dependent on the timing of funding by the payer.
Even more reasons to join Golden 1
The Golden 1 Difference
All the banking services you expect with low-to-no fees and exceptional service.
We support hundreds of organizations helping people statewide.
Reach Your Goals
Staying financially fit takes training. We can help.
Shopping for a home loan? Our home loan advisors are here to help.
Get secure access to your accounts with convenience on the go.
One Million Members
... and growing. Membership is open to all who live or work in California.