*All dividends are compounded monthly. The dividend rate and Annual Percentage Yield (APY) accurate as of 8/7/2026. Fees may reduce earnings. Dividend rates are variable and subject to change monthly after the account is opened. The dividend rate is based on tiers. The end-of-day balance determines the tier, so the dividend rate for the month may vary from day-to-day depending on each day's balance. The minimum opening deposit is $100. There is no minimum balance requirement to obtain the APY.
1National Money Market account average APY is 0.45% APY and is based on information as of 08/04/2026, as tracked in Bankrate.com’s national average survey. National average APYs can change at any time.
2The dividend rate and Annual Percentage Yield (APY) accurate as of 8/7/2026. The dividend rate and APY may change at any time. There is no minimum balance required to earn the stated APY. The minimum deposit for a regular certificate is $500. The APY is based on an assumption that dividends will remain in the account until maturity. Any fee, withdrawal or transfer reduces earnings and there may be penalties for early withdrawal. These certificates are not extended to organization accounts. Rates and terms are subject to change without notice. Call 1-877-GOLDEN 1 (1-877-465-3361) for current rates.
3Annual Percentage Rate (APR). All loans subject to approval. Collateral conditions and restrictions apply. Rates, terms and conditions are subject to change and vary based on creditworthiness and other factors.
