The right checking account can help you reduce or even eliminate a monthly service fee, earn higher dividends, and make it easy to manage your money. Golden 1 offers a variety of checking accounts designed to meet your financial needs. Plus, every Golden 1 checking account comes with convenient features like Online, Mobile, and Text Banking; Mobile Deposit; and Online Bill Payment service. To compare account features and choose the best fit for yourself or your family, use our handy comparison chart below.
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If you are age 62 or older and want to stretch your retirement savings, consider our Golden PrestigeSM package. It includes a mix of products and services, including a choice of free checking accounts.
With Free Checking, you can avoid a monthly service fee while enjoying the same free services and conveniences of other Golden 1 checking accounts. This account does not earn dividends.
This dividend-earning account is ideal if you routinely keep a minimum daily balance of $1,000 or more in your checking account. This account maximizes your dividend-earning potential while providing convenient access to your funds, including unlimited withdrawals and deposits.
If you want to maximize the earning potential of your checking account balance, consider opening a MarketRate Checking account. This account pays the highest dividend rate of any Golden 1 checking account, and allows unlimited deposits and withdrawals without some of the restrictions that apply to savings accounts. Plus, you'll enjoy unique perks, including free cashier's and traveler's checks, and free notary service.
Golden Prestige is a special package of products and services available to members age 62 or older. This package was designed especially with you in mind. To take advantage of Golden Prestige benefits, you must have Direct Deposit of a recurring check or $5,000 or more on deposit in any combination of savings accounts that share the same account number.
Benefit from Golden Prestige services today! Visit any of our branches in your area or contact our Member Service Contact Center at 1-877-GOLDEN 1 (1-877-465-3361).
Student Checking is a free checking account that offers college students convenient access to their funds. To be eligible for this account, you must be a student age 17 or older and be able to provide proof of enrollment, acceptance, or attendance at any college or university. After five years, your Student Checking account will convert automatically into a Free Checking account. This account does not earn dividends.
Sign up for Student Checking today! Visit any Golden 1 branch or contact our Member Service Contact Center.
Golden 1 Freedom Checking is a free account that can help students ages 16 and 17 manage their money independently. To be eligible for this free account, students must maintain a B grade average or higher. This account does not earn dividends.
Sign up for Freedom Checking today! Visit any Golden 1 branch or contact our Member Service Contact Center.
New Generation Checking is an easy-to-maintain account designed for teens between the ages of 13 and 17 who want to learn how to manage a checking account responsibly. Minors must have a parent or legal guardian sign as a joint owner on the account until the teen reaches the age of 18. Once the teen turns 18, the account will convert to a Free Checking account. This account does not earn dividends.
Whichever Golden 1 checking account you choose, you'll enjoy the following convenient features:
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