Every fourth Saturday in November, after the frenzy of Black Friday fades, we’re reminded to turn our attention to the small businesses that give California its heart. The cozy bakery down the street with those unforgettable croissants. The local artisan who just launched an online shop for handcrafted goods. These small-but-mighty brands are more than businesses; they’re our neighbors, bold dreamers, and job creators. And if you’re over the experience of nearly getting trampled for a big-screen TV, shopping small this holiday season should feel like a breath of fresh air.
At Golden 1, we believe these businesses deserve more than a single day of recognition. That’s why we offer expert guidance and powerful products designed to keep your business and personal finances organized and thriving.
If you are ready to skip the chaos of big-box shopping and make a real impact, start local. Support the businesses that make your community unique. And know that Golden 1 is here to support them and you every step of the way.
Why small businesses matter
Without small businesses, there would be no businesses at all. It’s easy to forget that Ford was once a small business. And remember when Amazon consisted of a small website where you could order books? Small businesses are oftentimes where the best ideas are born and their impact on local economy, when properly supported, can be significant.
Ways you can support small businesses
Before you gear up to face the holiday crowds at the mall, ask yourself what little gems your neighborhood offers in the way of shops and businesses. Whether it’s gifts, groceries, or services and experiences, choosing local keeps dollars in your community. But that’s not all. Here are some more creative ways to support local:
Spread the word
Love that new little café or boutique? Share it on social media, leave a positive review, or tell friends and family. Word-of-mouth is powerful for small businesses.
Buy gift cards
Gift cards are a great way to support businesses now and give someone a treat later. Perfect for holidays, birthdays, or just because.
Attend local events
Attend Local Events Farmers markets, pop-up shops, and community fairs are great places to discover and support small businesses while enjoying the local vibe.
Hire local services
From home repairs to photography, choosing local professionals helps sustain jobs and strengthens your community.
Shop small online
These days, more and more online retailers sell products and goods from small businesses. Look for websites that feature artisans, independent makers, and minority owners. Some websites even add a “Shop Small” badge or filter on their site to make it easier.
How Golden 1 is supporting small businesses
Our support goes beyond banking. We provide resources, expert guidance and education, and tailored financial solutions to make running a business easier and more rewarding.
Here are some of the products we offer to support small businesses:
Sole Proprietor Checking Accounts
Designed for California small-business owners who want simple, secure checking that keeps their business finances separate from personal. Some other benefits of our Sole Proprietor Checking Account are:
Convenience: Online and mobile banking, mobile deposit, and Visa® Debit Card.
Cost savings: Low fees, waived with eStatements and $1,000 balance.
Security: Federally insured accounts for financial confidence.
Flexibility: Overdraft protection, wire transfers, and up to 50 checks/month.
Local advantage: Member-first, not-for-profit institution with California expertise.
Whether you’re ready to turn your dream of owning a business into reality or already growing your small business, Golden 1 is here to help make your success story happen.
Ready to make us your business partner?
Head to your local branch or explore Golden1.com to find the tools, security, and support your California business deserves.
Start Now at golden1.com
