Retirement is meant to be a time of joy, reflection, and well-earned rest – a chapter where you finally get to enjoy the fruits of your labor. But navigating Social Security and Medicare, managing life on a fixed income, and avoiding scams can make the golden years feel anything but simple.
Personalized support makes a difference
At Golden 1, we know that every member’s journey is unique. That’s why we offer personalized financial coaching to help you navigate challenges and reach your goals. Whether you’re managing debt, adjusting to a fixed income, or planning for healthcare costs, our team is here to help.
In a recent article in CreditUnions.com about how credit unions work to make their members’ golden years brighter, Golden 1 President and CEO Donna Bland talked about a senior member who was struggling with high-interest debt and unsure how to move forward. After working with our financial coaches, the member was able to:
- Complete a full financial review
- Improve her credit score
- Qualify for a personal loan to consolidate debt
- Adjust her budget to save $400 per month
Now, that member enjoys greater financial stability and peace of mind. “Stories like this reflect the lasting impact of personalized support and financial education,” says Donna. “The most rewarding outcomes for Golden 1 are improving member experiences.”
At Golden 1, we believe your retirement should be as rewarding as the years you spent earning it. That’s why we’ve created a suite of services and partnerships designed to help you simplify retirement planning so you can genuinely enjoy this treasured stage of life.
Introducing Golden Prestige: Perks for members 62+
If you’re 62 or older, you’re eligible for our Golden Prestige program – a free package of benefits that can be added to your Golden 1 checking account.* It’s our way of saying thank you for your membership and helping you make the most of your money.
Golden Prestige has earned us a spot on MONEY.com’s “Best Banks and Credit Unions for Seniors” list for three years running – and for good reason. Here’s what you’ll enjoy:
- No monthly maintenance fees or per-check charges
- Two boxes of free custom image checks per year
- Up to 10 free cashier’s checks per month
- Free notary services
- Free domestic wire transfers**
More good news. Once the primary account holder is enrolled, joint account holders can enjoy Golden Prestige benefits, too. To enroll, simply call our Member Service Contact Center at 1-877-GOLDEN 1 (1-877-465-3361) or request Golden Prestige when opening your eligible checking account.
Trusted partnerships that work for you
Beyond offering accounts and benefits for your golden years, Golden 1 partnerships put some of the best retirement tools and resources right at your fingertips. Whether it’s eHealth for Medicare guidance or Silvur for retirement planning, we’re committed to helping you make confident, informed decisions.
Simplifying Medicare with eHealth
Choosing the right Medicare plan can be overwhelming. That’s why we’ve partnered with eHealth, a trusted and licensed health insurance agency, to help you compare and enroll in Medicare Advantage plans that fit your needs.
With eHealth, you can:
- Compare plans side by side
- Find coverage that includes your doctors and prescriptions
- Get help from licensed insurance agents who understand your budget and health goals
Golden 1 members can call 1-844-974-2884 (TTY: 711) to speak directly with an eHealth agent and get personalized support.
Retirement planning made easy with Silvur
We know that financial peace of mind is key to enjoying retirement. That’s why we’ve teamed up with Silvur Retirement Simplified, a powerful app that offers tools and education to help you plan smarter. With Silvur, you can:
- Calculate how long your money will last in retirement, down to the month
- Explore different Social Security and Medicare scenarios
- Access over 500 educational lessons on topics like retirement taxes, cost of living, and more
Whether you’re just starting to plan or already retired, Silvur helps you make informed decisions based on where you live, when you retire, and how you want to spend your golden years. Sign up at golden1.silvur.com to get started.
Your golden years, your way
At Golden 1, we’re here to help you simplify the complex, avoid unnecessary fees, and enjoy the lifestyle you’ve worked so hard to build. Our Golden Prestige program, Medicare support, retirement planning tools, and personalized coaching, are offered to help you live your golden years with confidence. It’s all part of our mission to improve your financial well-being—at every stage of life.
Ready to get started? Contact us today or visit your nearest Golden 1 branch to learn more about how we can support your retirement journey.
Insured by NCUA
*Eligible checking accounts include Free Checking, Premium Checking, and MarketRate CheckingSM. Premium Checking and MarketRate Checking require a $25 minimum opening deposit.
**Fee(s) required for international wires.
