^*Offer is limited to the first two thousand (2,000) new Golden 1 Credit Union (Golden 1) members who open a Savings or Checking account at the Golden 1 Fresno State Branch, 3046 E Campus Pointe Dr. Fresno, CA 93710, August 1, 2026, through October 31, 2026. Minimum opening deposits for Golden 1 Checking and Savings accounts range from $0 to $100. Please visit Golden1.com for specific product details. You must maintain a minimum of $1 in a Regular Savings account to maintain membership. This offer is limited to individuals who have not owned or jointly owned a Golden 1 checking or savings account within the last twenty-four (24) months of this offer. To qualify for the bonus, open a new Checking or Savings account at the Golden 1 Fresno State branch location, August 1, 2026, through October 31, 2026, and complete at least one qualifying deposit of $500 or more into that account by October 31, 2026. The Annual Percentage Yield (APY) of Golden 1 Savings accounts range from 0.05% to 4.00% APY. The Annual Percentage Yield (APY) on Golden 1 Checking accounts range from 0.00% to 3.00% APY. Some checking account types may earn dividends. Offer may not be combined with any other checking or savings account bonus offer and is limited to one (1) bonus per member per account. If a member opens both a Checking and a Savings account, they are only eligible for one (1) $100 bonus deposit. After new members meet the qualification criteria stated above, Golden 1 will make a deposit of $100 into the qualifying Golden 1 account after deposit verification, no later than November 30, 2026. The account must remain open and in good standing until the bonus is credited.

Fiduciary accounts (e.g., trust and business accounts) are not eligible for the Fresno State Branch new member bonus offer. Current Golden 1 employees are not eligible. Other restrictions may apply. Golden 1 may change or discontinue these offers at any time before this date without notice. Offer valid August 1, 2026, through October 31, 2026. Bonuses will be reported as income to the tax authorities, as required by law. You are responsible for any federal, state, or local taxes due on the bonus. Please consult your own tax professional and attorney for tax advice. All standard account terms, conditions, and opening procedures apply. For a comprehensive list of account pricing, terms and policies, see the Disclosure of Account Information and Fee Schedule. These documents can be obtained online, by visiting a Golden 1 branch or by calling 1 (877) GOLDEN 1 (1-877-465-3361).

Other Terms:  Golden 1 reserves the right to exclude any Member from participating in the Program for any reason, including suspected fraud, misuse, or if suspicious activities are observed. Golden 1 also reserves the right to stop or make changes to the Program at any time before the end of the Promotion Period without notice.

¹To be eligible for this account, you must be a student between the ages of 13 and 24. When you turn 25, your Student Checking account will convert automatically to a Free Checking account. Applicants under age 16 must have a parent or legal guardian as a joint owner. Individual applicants ages 16 and 17 and all applicants over 18 must affirm attendance at a high school, college, university, or trade school. This account does not earn dividends. You must keep a minimum of $1 in a Regular Savings account to maintain membership. See Fee Schedule for more information.

²Early deposit of funds is not guaranteed and is dependent on the timing of funding by the payer.

³To participate in G1 Rewards with CashBack+ you must be 18 years of age or older; have an open and active Golden 1 membership, be the primary account holder of an eligible Savings or Checking account and enrolled in Online Banking; must be a U.S. citizen residing in the United States and accept Golden 1’s terms and conditions for the G1 Rewards program. Golden 1 Credit Union accounts eligible for G1 Rewards with CashBack+ include: Free Checking, Premium Checking, MarketRate CheckingSM, Golden PrestigeSM Checking, Easy Checking, Student Checking, Regular Savings, Growth Savings.