¹Promotional APR — 2.99% APR applies to purchases that post to your Golden 1 credit card account between October 30, 2026, and December 28, 2026. The 2.99% promotional APR will be applied for six (6) months from the date each qualifying purchase posts. After the six month promotional period ends, the APR applicable to any remaining promotional balance and to new purchases will revert to your standard credit card APR. If you have multiple purchase posting dates, each qualifying purchase will receive the promotional APR for six months measured from its posting date. The promotional APR does not apply to balance transfers, cash advances, convenience checks, or other cash equivalent transactions. This is a limited, targeted offer available only to selected inactive Golden 1 credit card accounts that are open and in good standing at the time of the promotional posting.