¹ Based on an independent study (9/30/2026) conducted by America’s Credit Union. Savings estimate assumes 2.1 credit union members per household.

² Based on an independent study (September 2026) conducted by America's Credit Union. Savings estimate assumes a New Auto Loan amount of $30,000 with a 60-month term.

³  National Money Market account average APY is 0.48% APY and is based on information as of 11/03/2026, as tracked in Bankrate.com’s national average survey. National average APYs can change at any time.

⁴ Early deposit of funds is not guaranteed and is dependent on the timing of funding by the payer.

⁵ Message and data rates may apply. Check with your mobile provider.

⁶ Golden 1 Growth Savings Account. The Annual Percentage Yield (APY) accurate as of 10/16/2026. See complete balance tier table with current rates. Highest yield on balances up to $1,000. A blended APY is calculated based on balances in each earning tier. Limited one Growth Savings account per member. Fees may reduce earnings. Dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the disclosed annual percentage yield (APY). You must keep a minimum of $1 in a Regular Savings account to maintain membership. For more, see Fee Schedule and Disclosure of Account Information.

⁷ You earn cash rewards on net qualified purchases (less credits, returns and adjustments) for each $1 spent. No maximum limit on total cash rewards earned. Balance transfers, cash advances and cash-equivalent transactions, such as purchases of money orders or gift cards, and certain other purchases/transactions do not earn rewards. We reserve the right to determine in our sole discretion whether a particular transaction is a qualified purchase. A 4% cash reward is offered on net qualified gas purchases and electric vehicle (EV) charging stations at eligible merchants. Cash rewards on gas and EV charging station purchases combined are limited to up to $5,000 in purchases annually, then 1% thereafter. A 3% cash reward is offered on net qualified purchases from eligible restaurants, including fast food and food delivery. A 3% cash reward is offered on net qualified purchases from eligible grocery stores or supermarkets. Purchases made at wholesale warehouse clubs are not eligible for the 3% reward. All other net qualified eligible purchases will receive a 1% cash reward for each $1 spent. 

⁸ To participate CashBack+ you must be 18 years of age or older; have an open and active Golden 1 membership, be the primary account holder of an eligible Savings or Checking account and enrolled in Online Banking; Must be a U.S. citizen residing in the United States and accept Golden 1’s terms and conditions for the G1 Rewards program.