FAST PROCESS, LOW RATES. DRIVE HAPPY!

Choose the auto loan that's right for you.

When buying or refinancing, you're in the driver's seat.

Golden 1 auto loans are loaded with features to get you the best deal. Our low rates, flexible terms, and no-pressure approach to financing help get you on the road fast, in the vehicle you want. Buying a car is easy with Golden 1. Get your loan pre‑approval today!

New Auto


Secure the best deal possible on a new car with our low rates – obtaining a pre‑approval is fast and easy.

 
as low as 3.79% APR*

*Annual Percentage Rate (APR). All loans subject to approval. Collateral conditions and restrictions apply. Rates, terms and conditions are subject to change and vary based on creditworthiness and other factors. Not available to refinance an existing Golden 1 auto loan.

Used Auto


Walk into the dealership with more negotiating power with our loan pre‑approval! Applying is simple.

 
as low as 4.04% APR*

*Annual Percentage Rate (APR). All loans subject to approval. Collateral conditions and restrictions apply. Rates, terms and conditions are subject to change and vary based on creditworthiness and other factors. Not available to refinance an existing Golden 1 auto loan. 

Get prequalified before you buy.


Submit an application.

Get prequalified.

Negotiate with the dealer.

Send us the purchase agreement.

Receive your loan.

Golden 1 Credit Union Discount Auto Buying™

Let us help you find your next vehicle and lock in low, pre-arranged pricing, with the added benefit of Golden 1’s great rates and up to 100% financing1. All at no cost to you.

Why choose this program?

  • Hand-selected dealerships provide a professional, no-pressure environment
  • It’s affordable and easy with low, pre-arranged pricing on new and pre-owned vehicles that can be combined with manufacturer rebates
  • Dedicated Auto Pricing Specialists are available to assist you throughout the buying process
  • Low Golden 1 loan rates, and up to 100% financing for new and pre-owned autos, RVs, and motorcycles2

Find a Car

Enterprise Car Sales

Golden 1 partners with Enterprise Car Sales to offer you great deals on certified used vehicles with financing options to fit your needs.

  • Receive a 1.00 APR% discount on your Golden 1 Auto Loan rate3
  • Choose from over 250 makes and models
  • Trade in your old vehicle
  • Free CARFAX® vehicle history reports™

Find the vehicle that's right for you at one of the 22 Enterprise dealerships throughout California, or use the button below to shop online.

Enterprise Car Sales

1Annual percentage rate (APR) may vary based on creditworthiness, collateral conditions and qualifications. All loans subject to approval and rates, terms, restrictions, and conditions are subject to change. Available only for the most creditworthy borrowers. Limited to new vehicles and used vehicles nine model years old or newer. Contact the credit union for terms on auto loans for vehicles ten years old or older.

2Actual savings may vary based on vehicle purchased, dealer and location. A participation fee has been paid by the dealers. All new cars arranged for sale are subject to availability and a price pre-arranged with participating franchised new car dealer.

3APR=Annual Percentage Rate. 1% off your approved auto loan rate with a max loan term of 60 months. Rates, terms and conditions are subject to change and may vary based on collateral conditions, qualifications and creditworthiness. Financing for qualified Golden 1 Credit Union members. Offer valid only on Enterprise Car Sales vehicles purchased from 1/1/19 – 12/31/19. This offer cannot be combined with any other offer. Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use.

FAQ


*There are no prepayment penalties for automobile loans (penalties could apply to other types of loans; refer to your loan documentation for details). Please note that making large, lump-sum payments will lower your principal balance, but will not advance your due date more than 60 days.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.