Important Information


Please be advised that Golden 1 Credit Union is a debt collector, and that any information obtained may be used for that purpose. If you are in bankruptcy or have been discharged in bankruptcy, this is for informational purposes only and does not constitute a demand for payment in violation of the automatic stay or the discharge injunction or any attempt to recover all or any portion of the debt from you personally.

If you are unable to make your payment due to a reduction of income, or an unexpected increase in expenses, we may be able to provide repayment solutions. Please call 1-877-723-3010 to learn more about your options. You may also send an email to lossmitigation@golden1.com, or complete and submit a loss mitigation application.

The National Foundation for Credit Counselling (NFCC) provides free credit counseling and debt advice at www.nfcc.org. They may help you to develop a budget, consolidate your bills, and work with your creditors. Call 1-800-388-2227 to speak with an NFCC Certified Financial Counselor.

The Department of Housing and Urban Development (HUD) offers counseling for homeowners whose mortgage loans have become past due. This is a free service. To find a homeownership counseling agency near you, please go to https://apps.hud.gov/offices/hsg/sfh/hcc/hcs.cfm or call 1-800-569-4287 or TDD 1-800-877-8339.

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