We’re here for you!

Banking services and learning resources to empower your financial journey.

Empower your financial journey!


Golden 1’s Financial Resource Center is a friendly community banking and learning space. We’re here to help empower your financial journey. In addition to taking care of your everyday banking needs, you’ll benefit from free financial workshops and coaching. Apply for credit cards, loans, scholarships, and more. Enjoy easy access to the tools and support you need to reach your goals.
Golden 1 members at desk being helped by an employee

1 on 1 Financial Coaching

Drop by our Del Paso Heights location for expert financial guidance in English or Spanish. Our coaches can help you create a personalized plan for reaching your financial goals. Save for a big purchase. Improve your credit score. Pay off debt. Apply for a loan or credit card, and more. 

Meet with a Coach
Del Paso Heights staff

Everyday Banking for Everyone

Use our local, in-person banking services. We’re happy to help you with everyday financial needs, like making deposits, opening new accounts, getting a money order, or applying for a loan. Walk-in during business hours or make an appointment. 

Make Appointment
Golden 1 employee helping at financial education workshop.

Free Financial Workshops

Free workshops are presented in either English or Spanish exclusively at our Financial Resource Center in Del Paso Heights. Workshops teach healthy money habits and financial skills for every stage of life. Learn about banking basics, building a budget, establishing credit, homebuying, and more. Walk-in or make an appointment.

Find a Workshop

Free Financial Education Tools


As a Golden 1 member, you have a variety of free financial education tools at your fingertips. Our Financial Wellness Center and online Learning Lab offer personalized resources and tips on everything from budgeting to borrowing. Growing your financial knowledge and learning new money skills is as easy as tuning in to our free podcasts or watching on-demand webcasts.
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Easy Checking

This is a perfect account if you’re new to banking or haven’t had a checking account for some time. Enjoy Mobile and Online Banking 24/7 and a debit card (subject to approval) with access to 30,000+ fee-free Golden 1 and CO-OP Network ATMs. Easy Checking has $0 monthly maintenance fee or overdraft fees.

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Member First Credit Card

A smart, affordable way to establish credit. Secure your Member First credit card with a deposit into a savings account. The amount of your deposit is your credit limit. Save money with $0 annual fee, $0 balance transfer fees1

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First-Time Homebuyer Assistance

Our On My Way Homeownership Program combines different types of financial assistance for eligible first-time homebuyers. Many first-time homebuyers don’t know they may qualify for down payment assistance or a closing cost credit. You may be able to get into your first home with less money than you think.

Local musician overcomes financial hardship and wins national music video contest


Christian Gates is a Sacramento-based vocalist, multi-instrumentalist, lyricist, music producer and genre defining artist. Known professionally as The Philharmonik, he was selected from thousands of musicians nationwide as the winner of NPR's 2024 Tiny Desk Contest.

His story embodies financial resilience, the role of community support, and maintaining integrity while pursuing financial success. Hear his inspirational story in our Community Minds of Gold podcast series.

The Philharmonik on the Golden 1 Minds of Gold podcast
1Other fees apply. Cash advance fee either $5 or 2.5% of the amount of each advance, whichever is greater. A foreign transaction fee up to 1% of each transaction in U.S. dollars.

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