Empower your financial journey!

1 on 1 Financial Coaching

Everyday Banking for Everyone

Free Financial Workshops
Free Financial Education Tools
Easy Checking
This is a perfect account if you’re new to banking or haven’t had a checking account for some time. Enjoy Mobile and Online Banking 24/7 and a debit card (subject to approval) with access to 30,000+ fee-free Golden 1 and CO-OP Network ATMs. Easy Checking has $0 monthly maintenance fee or overdraft fees.
Member First Credit Card
A smart, affordable way to establish credit. Secure your Member First credit card with a deposit into a savings account. The amount of your deposit is your credit limit. Save money with $0 annual fee, $0 balance transfer fees1.
First-Time Homebuyer Assistance
Our On My Way Homeownership Program combines different types of financial assistance for eligible first-time homebuyers. Many first-time homebuyers don’t know they may qualify for down payment assistance or a closing cost credit. You may be able to get into your first home with less money than you think.
Local musician overcomes financial hardship and wins national music video contest
Christian Gates is a Sacramento-based vocalist, multi-instrumentalist, lyricist, music producer and genre defining artist. Known professionally as The Philharmonik, he was selected from thousands of musicians nationwide as the winner of NPR's 2024 Tiny Desk Contest.
His story embodies financial resilience, the role of community support, and maintaining integrity while pursuing financial success. Hear his inspirational story in our Community Minds of Gold podcast series.
