When you become a member of Golden 1 Credit Union, you're part of a not-for-profit cooperative with more than one million members. You'll find familiar products and services like checking accounts, loans, mobile banking, and more, but you'll also find that we're different from a bank. Because you're not a customer. You're a member.
Our members are the heart of everything we do. We offer convenient financial services with low-to-no fees, free financial education resources, and both online and in-person service because we want to help you live your best life. And as a member, you're part owner of Golden 1 – which means that our earnings are paid back to you through lower rates on loans, higher returns on savings, and more free services.
Like our members, we also care about our communities. We're dedicated to corporate giving that increases educational opportunities, strengthens Californians' financial well-being, and makes communities great.
We're truly about people helping people.
All Californians can join! If you live or work in California, you are eligible. Just open a Golden 1 savings account with $1.
Non-Californians may join if they are a family member or registered domestic partner of a current Golden 1 member, or a member of one of nearly 1,000 Select Employee Groups.
Become a member today and discover the credit union difference.
The Credit Union Difference: Not-for-profit, Member Owned
Our commitment is to our members, not shareholders. And we're local. We're in California, for Californians.
As a not-for-profit, we can offer savings on fees and interest. Join us for:
- Low interest rates on loans for cars, homes, and other purchases
- Higher yields on savings
- Up to 3% cash rebates with our Platinum Rewards Card
- Free Checking and interest checking options
We provide the technology and convenience you need to get through your busy day:
- Mobile and online access to your accounts
- 72 branches and 240 Golden 1 ATMs in California
- 30,000 fee-free affiliated ATMs nationwide
Enjoy Exceptional Service
- Local service and support
- Access to the financial expertise you need to meet your life goals