Membership delivers many rewards

*To participate CashBack+ you must be 18 years of age or older; have an open and active Golden 1 membership, be the primary account holder of an eligible Savings or Checking account and enrolled in Online Banking; Must be a U.S. citizen residing in the United States and accept Golden 1’s terms and conditions for the G1 Rewards program.

¹ Golden 1 Credit Union accounts eligible for CashBack+ include: Regular Savings, Growth Savings, Free Checking, Premium Checking^SM, MarketRate Checking^SM, Golden Prestige^SM Checking, Easy Checking, and Student Checking.

²You earn cash rewards on net qualified purchases (less credits, returns and adjustments) for each $1 spent. No maximum limit on total cash rewards earned. Balance transfers, cash advances and cash-equivalent transactions, such as purchases of money orders or gift cards, and certain other purchases/transactions do not earn rewards. We reserve the right to determine in our sole discretion whether a particular transaction is a qualified purchase. A 4% cash reward is offered on net qualified gas purchases and electric vehicle (EV) charging stations at eligible merchants. Cash rewards on gas and EV charging station purchases combined are limited to up to $5,000 in purchases annually, then 1% thereafter. A 3% cash reward is offered on net qualified purchases from eligible restaurants, including fast food and food delivery. A 3% cash reward is offered on net qualified purchases from eligible grocery stores or supermarkets. Purchases made at wholesale warehouse clubs are not eligible for rewards. All other net qualified eligible purchases will receive a 1% cash reward for each $1 spent.

³Early deposit of funds is not guaranteed and is dependent on the timing of funding by the payer.

**Golden 1 provides zero fraud liability for unauthorized transactions on your card, when promptly reported. Certain conditions and limitations may apply. See your Credit Card Account Agreement for additional information on unauthorized use. All third-party companies, products and service names used are for identification purposes only. All service marks, trademarks and registered trademarks are the property of their respective owners.

*Based on an independent study (September 30, 2025) conducted by America's Credit Unions, Golden 1 members saved $952 per household.

***Insurance products are sold through Covr Financial Technologies Inc ("Covr"). Covr sells insurance as an agent or broker by contractual agreements with its insurance carrier providers. Covr is licensed in the following states: Delaware (3000067942), Idaho (607086), California (0L77229). All other state license numbers are available on our State License Disclosure Page.

⁴As part of our Home Loans Relationship Discount Program, you may be eligible for a Mortgage Rate Discount (“Discount”) on your Golden 1 first mortgage. As shown in the table below, the Discount is determined based on your deposit relationship with Golden 1, including asset relationships with Golden 1 Investment Services.1 The tiers and rate discounts are subject to change until the rate is locked. The interest rate on your final loan Closing Disclosure will include the Discount based on your Eligible Deposit Balance, which is the sum of all eligible, documented and verified balances. Golden 1 and/or LPL Financial (if applicable) must be in receipt of your Eligible Deposit Balance by the “Offer Expiration Date”, which is 20 calendar days from the application date. The Discount will be applied when the Eligible Deposit Balance has been validated in your account at final loan approval. Asset-Based Relationship Mortgage Rate Discount: Eligible Deposit Balance Mortgage Rate Discount: $100,000 - $250,000 = 0.125%;  $250,001 - $500,000 = 0.250%; $500,001 = 0.375%.

All third-party companies, products and service names used are for identification purposes only.
All service marks, trademarks and registered trademarks are the property of their respective owners.