Protect yourself and your family

Personal and Life Insurance

You work hard for your family so they have everything they need. And while you can’t always be there for them, you can ensure they are still provided for should anything happen to you. Golden 1 offers members comprehensive protection services to keep their families and assets protected.

Life Insurance


Get Life Insurance With Just One Click
If someone depends on you financially, or if you want to leave an inheritance for your loved ones, then 1ClickCoverage term life insurance may be right for you.


How 1ClickCoverage Works
1ClickCoverage does the work for you. No exams, no tests, and no waiting periods are required. Choose from a variety of policies including instant issue and traditional underwritten insurance. To get started, simply answer a few questions, choose the amount of coverage you’d like, and complete the online application in minutes. Policies are issued shortly after you qualify.

Get Covered Today
To apply for coverage, visit golden1.com/1clickcoverage or call 1-855-782-5859 to speak to a licensed agent.

Insurance and Protection Products:

Not An Obligation of Golden 1 Credit Union

No Credit Union or Affiliated Entity Guarantee

Not Insured by Any Federal Government Agency

Products and Services Offered Are Not Deposits

 

Term life insurance and associated riders are underwritten by Life Insurance Company of the Southwest (LSW), Addison, Texas.

Whole Life Insurance


Permanent Protection and a Guaranteed Price for Life
TruStage® Whole Life Insurance is permanent coverage – the coverage never decreases and the rate never increases. After approval of your policy, your price is locked in for life, and no one can cancel your coverage but you.*

This policy pays your beneficiaries a cash benefit that is typically income-tax free** that can be used for any reason – like funeral expenses, mortgage payments, or unpaid debts.

Apply in minutes
Start with a monthly payment that fits your budget and explore options online or over the phone:

  • Just a few health questions
  • No medical exam
  • Instant quotes based on your budget

Don’t wait. Get an instant quote online today. Or call 1-800-814-2914 and talk to a licensed agent.

A Tradition of Strength
TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) by A.M. Best, an independent rating service that evaluates financial stability and operating performance. “A” is the third highest of 16 ratings as of February 2019.

Insurance and Protection Products:

Not An Obligation of Golden 1 Credit Union

No Credit Union or Affiliated Entity Guarantee

Not Insured by Any Federal Government Agency

Products and Services Offered Are Not Deposits

 

TruStage® Whole Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. Your credit union enables this insurance program to be offered and is entitled to compensation from TruStage Insurance Agency, LLC. The insurance offered is not a deposit and is not federally insured, or sold or guaranteed by your credit union. © 2018 TruStage Insurance Agency. WHL-2799949. 1-1019-1120

*As long as your payments are made. 

**You are advised to seek advice from your own tax professional and attorney. 

Accidental Death & Dismemberment Insurance


As a Golden 1 member, you are automatically eligible to enroll in a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CUNA Mutual Financial Group (CMFG) Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

You can get $2,000 of coverage, paid for by Golden 1, and provided by CMFG Life Insurance Company. You can also get up to an additional $300,000 AD&D coverage from CMFG Life at affordable rates.

Enroll Today
Help protect yourself and your family – enroll in Accidental Death & Dismemberment Insurance underwritten by CMFG Life Insurance Company. For additional information, contact the Plan Administrator at 1-855-612-7911 or enroll online.

Insurance and Protection Products:

Not An Obligation of Golden 1 Credit Union

No Credit Union or Affiliated Entity Guarantee

Not Insured by Any Federal Government Agency

Products and Services Offered Are Not Deposits

 

TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. ADD-0811-3E46

Debt Protection


Whether you’re taking out a loan to make home improvements or buy a vehicle, you can help safeguard your loan with Golden 1 Debt Protection*.

Debt Protection is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Once you’re enrolled, Golden 1 Debt Protection will cancel or reduce the repayment of your loan debt if you lose your life, become disabled, or in the case of involuntary unemployment.

To learn more, or to sign up, please visit any Golden 1 branch or call us at 1-877-GOLDEN 1 (1-877-465-3361).

*Your purchase of Golden 1 Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact a Golden 1 representative, or refer to the Member Agreement for a full explanation of the terms of Golden 1 Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fees paid. There is no refund if cancelled after 30 days. DP, GAP-1209282.1.