Protect yourself and your family

Personal and Life Insurance

You work hard for your family so they have everything they need. And while you can’t always be there for them, you can ensure they are still provided for should anything happen to you. Golden 1 offers members comprehensive protection services to keep their families and assets protected.

Term Life Insurance. Easy and Affordable.


Term life insurance is the most affordable way to provide a financial safety net for your loved ones. A term life policy guarantees financial protection in the dollar amount you choose for a specified term, usually 10, 15, 20, 30, 35 or 40 years.

Available through Golden 1 and our partners at Covr Financial, affordable term life protection can range from $100,000 to $10 million. The cost of the coverage will remain the same for the duration of the policy. The actual amount of your coverage will be based on the insurance plan you choose.

If one or more family members depend on you financially, or if you want to leave an inheritance for your loved ones, term life insurance may be right for you. If you’re between 18 and 80 years of age you may be eligible to purchase term life insurance.

Shop for Coverage Online 
Golden 1 and Covr Financial make insurance shopping fast and easy. You can shop online and choose from a variety of policies including instant issue and traditional insurance options.

GET A QUOTE TODAY

If you prefer, call 1-855-782-5859 to speak to a licensed insurance agent.

Insurance and Protection Products:
Not An Obligation of Golden 1 Credit Union No Credit Union or Affiliated Entity Guarantee
Not Insured by Any Federal Government Agency Products and Services Offered Are Not Deposits

Insurance products are sold through Covr Financial Technologies Inc ("Covr"). Covr sells insurance as an agent or broker by contractual agreements with its insurance carrier providers. Covr is licensed in the following states: Delaware (3000067942), Idaho (607086), California (0L77229). All other state license numbers are available on our State License Disclosure Page.

Loan Protection Life Insurance


Developed with home and business loans in mind, LoanMatch Protector is a unique life insurance product that can give you peace of mind by paying off your loan in full should something happen to you.

Available through Golden 1 and our partners at Covr Financial, the affordable insurance benefit is based on the term and balance of your loan. The cost of the insurance decreases as your loan is paid down, so you’ll never pay for more coverage than you need.

LoanMatch Protector features competitive low rates and an easy online application. If you are a U.S. citizen or permanent resident between 20 and 65 years of age, you may be eligible to apply. Coverage amounts range from $25,000 to $1 million based on your specific loan amount.

With LoanMatch Protector, you can get an instant decision online right from your phone, tablet, or computer. It’s a faster, easier way to purchase life insurance.

GET A QUOTE TODAY

If you prefer, call 1-855-782-5859 to speak with a licensed insurance agent.

Insurance and Protection Products:
Not An Obligation of Golden 1 Credit Union No Credit Union or Affiliated Entity Guarantee
Not Insured by Any Federal Government Agency Products and Services Offered Are Not Deposits

Insurance products are sold through Covr Financial Technologies Inc ("Covr"). Covr sells insurance as an agent or broker by contractual agreements with its insurance carrier providers. Covr is licensed in the following states: Delaware (3000067942), Idaho (607086), California (0L77229). All other state license numbers are available on our State License Disclosure Page.

Whole Life Insurance


Permanent Protection and a Guaranteed Price for Life
TruStage® Whole Life Insurance is permanent coverage – the coverage never decreases and the rate never increases. After approval of your policy, your price is locked in for life, and no one can cancel your coverage but you.*

This policy pays your beneficiaries a cash benefit that is typically income-tax free** that can be used for any reason – like funeral expenses, mortgage payments, or unpaid debts.

Apply In Minutes
Start with a monthly payment that fits your budget and explore options online or over the phone:

  • Just a few health questions
  • No medical exam
  • Instant quotes based on your budget

Don’t wait. Get an instant quote online today. Or call 1-800-814-2914 and talk to a licensed agent.

A Tradition of Strength
TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) by A.M. Best, an independent rating service that evaluates financial stability and operating performance. “A” is the third highest of 16 ratings as of February 2020.

Insurance and Protection Products:
Not An Obligation of Golden 1 Credit Union No Credit Union or Affiliated Entity Guarantee
Not Insured by Any Federal Government Agency Products and Services Offered Are Not Deposits

TruStage® Whole Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. Your credit union enables this insurance program to be offered and is entitled to compensation from TruStage Insurance Agency, LLC. The insurance offered is not a deposit and is not federally insured, or sold or guaranteed by your credit union. © 2020 TruStage Insurance Agency. Base Policy Numbers: ICC17-SIWLLB, ICC17-SIWLNB, 2017-SIWLLB, 2017-SIWLNB. ADI, AUT, WHL-3312156.1-1120-1221 

*As long as your payments are made. 

**You are advised to seek advice from your own tax professional and attorney. 

Accidental Death & Dismemberment Insurance


As a Golden 1 member, you are automatically eligible to enroll in a no-cost TruStage® Accidental Death and Dismemberment (AD&D) insurance policy from CUNA Mutual Financial Group (CMFG) Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

You can get $2,000 of coverage, paid for by Golden 1, made available through TruStage. You can also get up to an additional $300,000 AD&D coverage from TruStage at affordable rates.

Enroll Today
Help protect yourself and your family – enroll in Accidental Death & Dismemberment Insurance underwritten by CMFG Life Insurance Company. For additional information, contact the Plan Administrator at 1-855-612-7911 or enroll online.

Insurance and Protection Products:
Not An Obligation of Golden 1 Credit Union No Credit Union or Affiliated Entity Guarantee
Not Insured by Any Federal Government Agency Products and Services Offered Are Not Deposits

TruStage® Accidental Death and Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Insurance Company. All guarantees are subject to the financial strength and claims paying ability of the issuing insurance company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. ©TruStage Insurance Agency 2020. Base Policy Series E10a-014-2012, E10a-ADD-2012 and E10a-015-2012.‬‬‬‬‬‬‬‬‬ ADI, AUT, WHL-3312156.1-1120-1221

Debt Protection: Help Protect Your Family Against the Unexpected


Does your family have a safety net if the unexpected hits?

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan balance or loan payments against death, disability, or involuntary unemployment could help protect your finances.

This protection could cancel your loan balance or loan payments up to the contract maximums so your family can worry a little bit less about tomorrow. It’s simple to apply for Debt Protection. It’s voluntary and won’t affect your loan approval.

Call 1-877-GOLDEN 1 (1-877-465-3361) and ask about protecting your loan payments today.

Your purchase of Golden 1 Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Golden 1 Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

DP-3109092.1-0620-0622 © CUNA Mutual Group 2018, All Rights Reserved