Take Your Savings to New Heights

MarketRate Checking^SM

This high-yield checking account offers the best of both worlds – higher returns plus ultimate flexibility.

• Minimum $25 opening deposit
• Earns dividends with a minimum daily balance of $1,000
• $15 monthly fee waived if you maintain a minimum daily balance of $10,000, or you are enrolled in Golden Prestige¹
• Debit card (subject to approval)
• Easily move money with Zelle^®*
• Free access to over 30,000 Golden 1 and CO-OP Network ATMs
• Golden Prestige^SM Package Add-on (for members 62 or older)

^{*Must be 18 years of age or older. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.}

^{1 Fees could reduce earnings.}

Term Savings Certificates

Lock in our highest savings rates and earn risk-free returns.

• Minimum $500 opening deposit
• Choose your term from 3 to 60 months
• Your rate is guaranteed for the term you choose²
• Dividends paid monthly
• Certificate will automatically roll over at current standard certificate rates

To see if a Term Savings Certificate or IRA Certificate is right for you, read our blog.

_{2 The Annual Percentage Yield (APY) is based on an assumption that dividends will remain in the account until maturity. Any fee, withdrawal or transfer reduces earnings and there may be penalties for early withdrawal.}

Money Market Savings

Enjoy higher returns with easy access to your money.

• $100 minimum opening deposit
• No monthly service charge
• No minimum balance required to earn dividends
• Account may be linked to a Golden 1 checking account and used as overdraft protection