*The dividend rate and Annual Percentage Yield (APY) accurate as of 01/06/2026. Highest yield on balances up to $1,000. A blended APY is calculated based on balances in each earning tier. Limited one Growth Savings account per member. Fees may reduce earnings. Dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the disclosed annual percentage yield (APY).
**Annual Percentage Yield (APY) and dividend rate accurate as of 01/06/2026. Rates are variable and may change after the account is opened. Minimum opening deposit to open is $25. Any fee, withdrawal, or transfer reduces earnings. There is no minimum balance requirement to obtain the disclosed Annual Percentage Yield (APY). IRA Savings accounts are available as Traditional or Roth. You must keep a minimum of $1 in a Regular Savings account to maintain membership. See Fee Schedule for more information.
1You are advised to seek advice from your own tax professional and attorney.
2 All dividends are compounded monthly. The dividend rate and Annual Percentage Yield (APY) accurate as of 01/06/2026. Fees may reduce earnings. Dividend rates are variable and subject to change monthly after the account is opened. The dividend rate is based on tiers. The end-of-day balance determines the tier, so the dividend rate for the month may vary from day-to-day depending on each day's balance. The minimum opening deposit is $100. There is no minimum balance requirement to obtain the APY.
3 The dividend rate and Annual Percentage Yield (APY) accurate as of 01/06/2026. The dividend rate and APY may change at any time. There is no minimum balance required to earn the stated APY. The minimum opening deposit for a regular certificate is $500. The APY is based on an assumption that dividends will remain in the account until maturity. Any fee, withdrawal or transfer reduces earnings and there may be penalties for early withdrawal.
4The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Securities and advisory services are offered through LPL Financial (LPL), a registered Investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Golden1 Credit Union and Golden 1 Investment Services are not registered as broker-dealer or Investment advisor. Registered representatives of LPL offer products and services using Golden 1 Investment Services, and may also be employees of Golden 1 Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of Golden 1 Credit Union or Golden 1 Investment Services. Securities and Insurance offered through LPL or its affiliates are:
Not Insured by NCUA or Any Other Government Agency
Not Credit Union Guaranteed
Not Credit Union Deposits or Obligations
May Lose Value
Golden 1 Credit Union provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. Golden 1 Credit Union is not a current client of LPL for advisory services. Please visit: https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html.
