1$350 Bonus Deposit Offer: Offer is limited to new and existing members who enroll in direct deposit and receive (2) two or more qualifying direct deposits totaling $2,000 or more into a Golden 1 checking account (Easy Checking, Free Checking, Student Checking, Premium Checking, or MarketRate Checking) from an employer enrolled in Golden1@Work. For new Golden 1 checking accounts, qualifying direct deposits must be completed within 90 days of account opening. Existing members who already receive direct deposit into a Golden 1 checking account do not qualify. Offer may not be combined with any other checking account bonus offer and is limited to one bonus per member per account.
Current Golden 1 employees are not eligible. Other restrictions may apply. Offer expires on December 31, 2026. Golden 1 may change or discontinue this offer at any time before this date without notice. Some checking account types may earn dividends. The Annual Percentage Yield (APY) on Golden 1 Checking accounts range from 0.00% to 3.60% APY. Some checking account types require a minimum opening deposit. Minimum opening deposits for Golden 1 Checking accounts range from $0 to $25.
Please visit Golden1.com for specific product details. You must maintain a minimum of $1 in a deposit account to maintain active membership.
A qualifying direct deposit is an electronic deposit of a paycheck from your employer (such as your salary or pension) which uses your account and routing number that you provide to them. Qualifying direct deposits include ACH (Automated Clearing House) and Real-Time-Payments. Other transfers and deposits – such as teller deposits, wire transfers, person to person payments (Zelle, Venmo, Apple Cash, PayPal, etc.), ATM transfers or deposits, Online and Mobile Banking transfers or debit card deposits and credits – do not qualify. There is no minimum balance to obtain bonus. The bonus will typically be deposited into your checking account within 60 days of direct deposit verification. For new checking accounts, the bonus will be deposited no later than five (5) months from account opening. Your account must be open and in good standing at deposit verification to qualify. Bonuses will be reported as income to the tax authorities, as required by law. You are responsible for any federal, state, or local taxes due on the bonus. Please consult your own tax professional and attorney for tax advice. Fiduciary accounts (e.g., trust and business accounts) are not eligible for the bonus offer. All standard account terms, conditions, and opening procedures apply.
For a comprehensive list of account pricing, terms and policies, see the Disclosure of Account Information and Fee Schedule. These documents can be obtained online, by contacting a Golden 1 branch or by calling 877-GOLDEN 1 (877- 465-3361).
2 Early deposit of funds is not guaranteed and is dependent on the timing of funding by the payer.
3 Subject to approval based on creditworthiness. Other limitations may apply.
4 As part of our Home Loans Relationship Discount Program, you may be eligible for a closing cost credit or a mortgage rate discount on your Golden 1 first mortgage. The tiers and mortgage rate discounts are subject to change until the rate is locked. The discount is determined based on total deposit balances at Golden 1 and Golden 1 Investment Services. Read full disclosures.
5 Discount applies to car, truck, or SUV loans for primary and joint account holders who have been members of Golden 1 for at least 7 months.
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