Article | October 4, 2022

Belonging Matters at Golden 1

Community & Announcements

Group of people standing together with their arms around each other looking and smile at the person next to them

When you’re a member of Golden 1, you’re part of something bigger. You’re part of a diverse community of people who believe in supporting each other and our community.

Though our 1 million+ members come from different backgrounds, beliefs, and neighborhoods, we share the same values of people helping people. We believe in giving back to make our California communities great.

Belonging to a member-owned, not-for-profit credit union means your membership goes further.

Faster, convenient access to your money
• Branches and Home Loan Centers across California 
• A network of shared branches and over 30,000 fee-free CO-OPATMs nationwide
• Free and low-fee checking accounts with low-to-no minimums to open
• Faster access to your funds with direct deposit – up to two days earlier!*
• Free Mobile and Online Banking with Bill Pay and Person-to-Person transfer

Keep more of your hard-earned money
• Low rates on auto, home, and personal loans
• 1.00% APR (Annual Percentage Rate) discount on Personal Loans after six months of membership 
• Buyer Advantage Program discounts that can potentially save you thousands on home closing costs
• Up to 4% cash rebates with our no annual fee Member Cash Rewards+ Card

Valuable discounts and perks
• Car-buying discounts (up to 1.00% APR) when you choose an Enterprise dealer and a Golden 1 Auto Loan
• Golden 1 Credit Union Discount Auto Buying™ Program designed to help you find your vehicle and lock in pre-arranged pricing 
• Discount tickets for travel destinations, including Disneyland, LEGOLAND, Universal Studios, and more
• Exclusive benefits for Sacramento Kings fans, including ticket discounts, merchandise discounts, and special experiences at the Golden 1 Center

Free financial wellness resources
You have access to financial wellness resources and tools like credit score monitoring, security alerts, and fraud protection to help you live your best financial life.

Your impact in your community
Thanks to loyal members like you, Golden 1 can support community organizations that make California stronger. In addition to support for members and our community during times of crisis, we’ve donated more than $1.5 million to local nonprofit organizations, including community food banks and homeless/foster youth support programs, and awarded scholarships for our future leaders.


You belong with us. We're here for you through every life milestone, from buying your first car to moving to your dream home to planning for your future. Thank you for being part of Golden 1, and we're looking forward to more opportunities to share the love and show our appreciation. Together we are stronger and a force for good.

*Early deposit of funds is not guaranteed and is dependent on the timing of funding by the payer.