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With a loan that fits your financial goals.

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The right loan, right at your doorstep.

Whether you are buying your first home, trading up into your dream home, purchasing an investment property, or refinancing, Golden 1 Home Loans™ has the right loan option to help you achieve your goal. We offer low rates, low closing costs, and the personalized services you need to easily finance your dream home.

Save up to $3,000 on closing costs.1 Offer ends May 31!

Big savings give you great options! It's a great time to make a move with Golden 1 Home Loans and get big savings. Our limited-time closing cost credit frees up cash that you'd otherwise pay at closing. Add those big savings to your down payment and potentially get more home for entertaining, family, and friends (even those furry little ones).

House with a cartoon "for sale" sign covered with a "SOLD" banner

Or use the money you saved to fix up your home the way you want it. Upgrade your new patio for outdoor gatherings. Or furnish a home gym or a comfy nook for unwinding and relaxing. Soon you'll be making special memories in your new home.

Applications submitted between January 1, 2023 and May 31, 2023 for purchase home loans are eligible for this closing cost special. Get moving and save up to $3,000 on your closing costs today!1 

Apply Now to get started online. Or speak to an experienced Golden 1 Home Loan Advisor at 1-800-917-9000, Monday through Friday, 7 a.m. to 7 p.m. and Saturday, 9 a.m. to 5 p.m. Pacific Time.

All loans subject to approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions.

1Restrictions apply. Offer is not valid for refinance loans. Offer available for a limited time, for loan applications submitted on or after 01/01/2023 and no later than 05/31/2023. Eligible applications must include a physical property address and eligible loans may not include any other promotional offer or non-standard terms or pricing. The closing costs credit is not transferable. The credit at closing may be applied to standard loan costs that are charged at closing and may include customary third-party closing costs. The credit at closing cannot exceed the closing costs.

2Rates subject to increase after consummation.

Adjustable Rate Mortgage (ARM)

ARMs are fixed rate for an initial period and then adjust after that. A great choice if you plan on selling or refinancing your home in a few years.

  • Low down payment options - with as little as 3% down
  • Rate is typically lower than a fixed rate mortgage
  • 5 year, 7 year, and 10 year term options available

Fixed Rate Loan    

Never worry about rising interest rates with a fixed rate mortgage. Plus, plan your budget with a monthly payment that stays the same throughout the term of your loan. 

  • Low down payment options - with as little as 3% down
  • Competitive rates
  • Various terms available

Jumbo Loan

Let us help make your dreams come true with a jumbo loan! We have options to fit your unique needs. 

  • Up to $4 million
  • Fixed and adjustable rates
  • Owner-occupied purchases and second-home purchases

Get started with a home loan advisor today

Home Loan Advisor Directory

Get the Home Buyer Advantage!

You can potentially save thousands of dollars on closing costs with our exclusive Buyer Advantage Program. When you purchase or list your home through a Golden 1 Credit Union Preferred Real Estate Agent, you'll receive up to 25% of your real estate agent's commission credited towards your closing costs.

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