View your Credit Card Account Agreement, and Rewards Program Agreement.

*You earn cash rewards on net qualifying purchases (less credits, returns and adjustments) for each $1 spent. No maximum limit on total cash rewards earned. Balance transfers, cash advances and cash-equivalent transactions, do not earn rewards. A 4% cash rewards is offered on net qualified gas purchases and electric vehicle (EV) charging station purchases at eligible merchants. Cash rewards on gas purchases and EV charging station purchases combined are limited to $5,000 in purchases annually, then 1% thereafter. A 3% cash rewards is offered on net qualified purchases from eligible restaurants and food delivery. A 3% cash rewards is offered on net qualified purchases from eligible grocery stores or supermarkets. Purchases made at wholesale warehouse clubs are not eligible for rewards. All other net qualified eligible purchases will receive a 1% cash rewards for each $1 spent. 

¹Other fees apply. Cash advance fee is either $5 or 2.5% of the amount of each cash advance, whichever is greater. Foreign transaction fee is up to 1% of each transaction in U.S. dollars.

²Golden 1 provides zero fraud liability for unauthorized transactions on your card when promptly reported. Certain conditions and limitations may apply. See your Credit Card Account Agreement at golden1.com for additional information on unauthorized use.