Throughout the holiday season, the average American spends about $950 annually on gifts and another $230 on non-gift items like decorations – and that doesn’t include food or travel expenses! When you’re checking things off your “nice” list while holiday shopping, you want a payment option that's fast, easy, and safe so you can spend more time doing what you love with those you love.
Your friends at Golden 1 have you covered! We have put together a list of tools and resources to make holiday shopping an absolute breeze!
1. Contactless Payments
When you’re running into a store on your lunch break, get in and out quickly with contactless payments.
Just add your Golden 1 Visa debit card or credit card to your device’s mobile wallet. Then, when you reach the register, you have the ability to just tap and go – without pulling out your wallet or digging into your purse. Plus, you’ll have extra peace of mind knowing that every contactless payment is both safe and secure from unauthorized activity thanks to Zero Liability Protection.
2. Rewards for Holiday Road Trips
If you’re planning to take a road trip to see family or friends over the holidays, you might experience a little sticker shock at the pump.
When you use your Golden 1 Member Cash Rewards+ credit card, you can earn up to 4% cash back on gas purchases. Those rewards can add up quickly – and you can earn even more cash back on other road trip essentials like sodas, jerky, and gum!
Interested in more ways to save on gas? Check out our blog detailing six simple ways to save at the pump!
3. Increased Security with Alerts
We know your schedule is busy – ESPECIALLY during the holidays. It may be challenging to find time to keep an eye on your finances. We
have you covered.
Use “Cards” in your Mobile app to set up text, email, or push notifications that alert you when transactions are made. You can set
the limits and can also indicate that you will be traveling so those out of town purchases don’t get flagged by our fraud protections.
4. Peace of Mind when you Track your Spending
The doorbuster sales. The last-minute run for stocking stuffers. The unexpected invitation to an ornament exchange. The teacher gift contribution. The last-minute expenses of the holiday season can really add up.
Thankfully with Golden 1, you have access to a full set of tools designed to help you track your spending and make sure you’re staying within your preferred budget. For example, you can:
- Check your account balances anytime, anywhere with our Mobile Banking app
- Utilize our free Budget Wizard budgeting tool
5. Free Financial Education
When members have access to free financial wellness tools and resources like our Mobile Banking app and convenient payment options to make transactions, it makes managing money through the holidays (and all throughout the year) much easier!
These free resources provide extra peace of mind and make it easier for you to relax and enjoy quality time with family and friends. From all of us at Golden 1, we wish you the happiest holiday season and a prosperous New Year!