Article | December 13, 2024

Golden 1 offers comprehensive financial services at new Folsom Ranch Branch

Community & Announcements

Map with location icon and text reading "We're open! Folsom Ranch Branch"

Our members in Folsom are getting a new branch December 20, 2024. Located in Folsom Ranch, it marks a significant commitment to serving our members and local California communities by offering new financial resources, in addition to our full suite of financial services.

Mark your calendars to kick off the new year with a special Welcome Week January 7-9, 2025. Help us celebrate the branch’s opening with complimentary food from neighboring restaurants while supplies last, plus fun games and activities with prizes for the entire family.

On January 7 and 8, we’ll have special booths featuring even more games and prizes, where you can learn more about the financial services we offer – from everyday banking to 1-on-1 financial coaching and free workshops.

We’re also offering incredible promotions to maximize your savings:

  • Savings and checking accounts: The first 1,000 new members to open checking or savings accounts at the Folsom Ranch Branch with a qualifying deposit of $500 or more will receive a $100 bonus deposit.1
  • Youth and student accounts: The first 50 new Student Checking or Youth Savings accounts opened at the Folsom Ranch Branch with a deposit of $50 or more will receive a $50 bonus deposit.2

Our commitment to your financial health is at the heart of everything we do. Whether you’re a current member or just considering joining, our team is dedicated to helping you on the path to financial well-being. Stop by and see what financial solutions we offer or take advantage of free financial coaching. You can also plan ahead by scheduling an appointment online.

Golden 1’s Folsom Ranch Branch is located at 3230 East Bidwell Street #140, Folsom, CA, 95630 and is open Monday through Friday 10 a.m. to 5 p.m. and Saturday 10 a.m. to 2 p.m.

 

 

1 Offer is limited to the first one thousand (1,000) new Golden 1 Credit Union (Golden 1) members who open a Savings or Checking account at the Golden 1 Folsom Ranch Branch December 20, 2024, through February 28, 2025. The Annual Percentage Yield (APY) of Golden 1 Savings accounts range from 0.05% to 4.00% APY. Some checking account types may earn dividends. The Annual Percentage Yield (APY) on Golden 1 Checking accounts range from 0.00% to 4.00% APY. Some checking and savings account types require a minimum opening deposit. Minimum opening deposits for Golden 1 Checking and Savings account range from $0 to $100. Please visit Golden1.com for specific product details. You must maintain a minimum of $1 in a Regular Savings account to maintain membership. This offer is limited to individuals who have not owned or jointly owned a Golden 1 checking or savings account within the last twenty-four (24) months of this offer. To qualify for the bonus, open a new Checking or Savings account at the Golden 1 Folsom Ranch Branch location, December 20, 2024, through February 28, 2025, and complete at least one qualifying deposit of $500 or more into that account by February 28, 2025. The qualifying deposit must be made via an ACH transfer from a linked bank account, a direct deposit, or a deposit at a Golden 1 branch. P2P transfers (ACH-based P2P or debit-card based P2P from Venmo, PayPal, Apple Cash, Square Cash, etc.) are excluded. Offer may not be combined with any other checking or savings account bonus offer and is limited to one (1) bonus per member per account. If a member opens both a Checking and a Savings account, they are only eligible for one (1) $100 bonus deposit. After new members meet the qualification criteria stated above, Golden 1 will make a deposit of $100 into the qualifying Golden 1 account after deposit verification, no later than March 31, 2025. The account must remain open and in good standing until the bonus is credited.

2 Offer is limited to the first fifty (50) new Golden 1 Credit Union (Golden 1) members who open a Golden 1 Student Checking or Youth Savings account at the Golden 1 Folsom Ranch Branch, December 20, 2024, through February 28, 2025. Golden 1 Youth Savings accounts earn 0.10% to 4.00% Annual Percentage Yield (APY). Student Checking accounts do not earn dividends. For Youth Savings accounts, the required parent or legal guardian may be an existing member, but the youth must be a new member. You must maintain a minimum of $1 in a Regular Savings or Youth Savings account to maintain membership. This offer is limited to individuals who have not owned or jointly owned a Golden 1 Student Checking account and youths who have not owned or jointly owned a Youth Savings account within the last twenty-four (24) months of this offer. To qualify for the bonus, open a new Golden 1 Student Checking or Youth Savings account and complete at least one qualifying deposit of $50 or more into that account by February 28, 2025. The qualifying deposit must be made via an ACH transfer from a linked bank account, a direct deposit, or a deposit at a Golden 1 branch. P2P transfers (ACH-based P2P or debit-card based P2P from Venmo, PayPal, Apple Cash, Square Cash, etc.) are excluded. Offer may not be combined with any other checking or savings account bonus offer and is limited to one (1) bonus per member per account. If a member opens both a Student Checking and a Youth Savings account, they are only eligible for one (1) $50 bonus deposit. After new members meet the qualification criteria stated above, Golden 1 will make a deposit of $50 into the qualifying Golden 1 account after deposit verification, no later than March 31, 2025. The account must remain open and in good standing until the bonus is credited.

Fiduciary accounts (e.g., trust and business accounts) are not eligible for the Folsom Ranch Branch deposit bonus offers. Current Golden 1 employees are not eligible. Other restrictions may apply. Golden 1 may change or discontinue these offers at any time before this date without notice. Offers are valid December 20, 2024, through, February 28, 2025. Bonuses will be reported as income to the tax authorities, as required by law. You are responsible for any federal, state, or local taxes due on the bonus. Please consult your own tax professional and attorney for tax advice. All standard account terms, conditions, and opening procedures apply. For a comprehensive list of account pricing, terms and policies, see the Disclosure of Account Information and Fee Schedule. These documents can be obtained online, by visiting a Golden 1 branch or by calling 1 (877) GOLDEN 1 (1-877-465-3361).

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