Opt Out of Courtesy Pay for Everyday Debit Card Point Of Sale (POS) Transactions

To opt out of the Courtesy Pay for Everyday Debit Card Point Of Sale (POS) Transactions overdraft protection program on your checking account, you can submit your request online, or download the form and submit by mail, by fax, or by visiting a branch.

Submit Request Online

I request and authorize Golden 1 Credit Union to cancel the Standard Courtesy Pay for Everyday Debit Card POS transactions on my debit card.

*required

I understand without the protection of Courtesy Pay for Everyday Debit Card POS Transactions, debit card transaction(s) presented for payment on my account drawn against insufficient funds will be declined. I understand that I will maintain Standard Courtesy Pay protection for my checks and other transactions made using my checking account number as well as automatic bill payments unless I take further action to opt-out of the entire Standard Courtesy Pay Program. To reference possible fees associated to your checking account or debit card, please reference our current Consumer Services Fee Schedule.

By clicking Submit, I acknowledge that my decision to opt out of Courtesy Pay for Everyday Debit Card POS transaction will apply to joint account holder(s), and I agree to notify any joint account holder(s) of my decision to opt out from this Program.

Submit Request by Mail, Fax, or at a Branch

First, download this form and fill it out. Then, follow the instructions below to submit the request using your preferred method.

Download

Submit by Mail

Print the completed form and mail to:

Golden 1 Credit Union

P.O. Box 15966
Sacramento, CA 95852-0966

Submit by Fax

Fax the completed form to:

1-916-733-5400

Drop Off at a Branch

Bring the completed form to one of our branch locations and drop it off with one of our associates.

Looking to opt out of Standard Courtesy Pay Transactions? Fill out the Standard Courtesy Pay Program Opt-Out form.

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