Protect your vehicle and your loved ones.

Whether it’s your first car or your seventh, a vehicle is a big purchase. Help keep it safe with our comprehensive and affordable auto insurance and related services to protect you and those close to you.

Auto Insurance

Peace of mind, safety, and the security of our members' well-being are paramount! That’s why we’ve joined with a dedicated team of insurance professionals to bring you the TruStage® Auto and Home Insurance Program*.

Working with carefully selected insurance companies, these programs can provide discounted rates designed for credit union members, along with online services and 24/7 claims service.

Get your free quote online today or call 1-855-483-2149.

Insurance and Protection Products:

Not An Obligation of Golden 1 Credit Union

No Credit Union or Affiliated Entity Guarantee

Not Insured by Any Federal Government Agency

Products and Services Offered Are Not Deposits


TruStage® Auto and Home Insurance program is made available by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This product is not sold or guaranteed by your credit union. ©TruStage Insurance Agency 2020. ADI, AUT, WHL-3312156.1-1120-1221

Guaranteed Asset Protection Plus

A wrecked vehicle can wreck your finances if you owe more on your loan than your insurance will pay. You could pay hundreds or thousands on a vehicle you can no longer drive. In the event of an automobile loss, save yourself from potential out-of-pocket expenses with MEMBER'S CHOICE™ Guaranteed Asset Protection Plus(GAP Plus). 

GAP Plus helps get you back on the road by:

  • Reducing or eliminating the difference between the primary insurance settlement and the vehicle loan balance if your vehicle is deemed a total loss
  • Paying $1,000 toward the purchase of a replacement vehicle financed by Golden 1**

GAP Plus is available for almost any ride – cars, light trucks, RVs, boats, motorcycles, jet skis, and all-terrain vehicles. 

Deductible Assistance, available for autos, light trucks, and vans, can provide financial relief when your vehicle is damaged, but not a total loss. If auto repairs cost more than your deductible, Deductible Assistance reduces the balance of your vehicle loan by the deductible amount, up to $1,000.

Ask for GAP Plus when you apply for any Golden 1 vehicle loan! Visit any Golden 1 branch or call 1-877-GOLDEN 1 (1-877-465-3361) for more information.

*THIS IS NOT AN INSURANCE PRODUCT. Your purchase of MEMBER’S CHOICETM Guaranteed Asset Protection (GAP), which includes deductible assistance, is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your Member Relationship Specialist, or refer to the GAP Waiver Agreement for a full explanation of the terms of GAP. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP-3200832.1-0820-0922

Mechanical Breakdown Insurance (MBI)

You have auto insurance and GAP to cover your vehicle in case you’re in an accident or your vehicle is stolen. But what happens when the air conditioner fails or the power windows no longer work and the vehicle is out of warranty, or you bought a used vehicle with no warranty?

With Mechanical Breakdown Insurance* (MBI), the repair of covered items and systems which cause a breakdown could be paid for with a variety of coverage levels. MBI is available for new and used vehicles. Call today for more information about MBI, including costs, limitations, and conditions of purchase.

For more information about MBI including costs, limitations, exclusions, and conditions or to purchase MBI, call Golden 1 at 1-877-GOLDEN 1 (1-877-465-3361).

Insurance and Protection Products:

Not An Obligation of Golden 1 Credit Union

No Credit Union or Affiliated Entity Guarantee

Not Insured by Any Federal Government Agency

Products and Services Offered Are Not Depos


*Mechanical Breakdown Insurance is underwritten by American Bankers Insurance Company of Florida (NAIC 10111; Principal Address: 11222 Quail Roost Drive, Miami, FL 33157, 305-253-2244; Jurisdiction: Washington, D.C., and all states in the United States; Domicile: FL). MBI is sold by licensed Fire & Casualty Agents/Brokers at Golden 1. Any benefits provided or paid are subject to the claims-paying ability of the underlying insurance company only.