
At Golden 1, we're always looking for ways to make our members' lives better! We've partnered with Zelle® to bring you a fast and easy way to send and receive money with friends, family, and others that you know and trust!
Need to split the cost of the lunch tab with friends or pay the babysitter? Want to setup payments for recurring bills of the same amount? It's easy with Zelle®; just enter the recipient's email address or U.S. mobile number. The money goes directly from your account to another U.S. bank account in minutes.1 And it's free2 to use in the Golden 1 Mobile Banking app and Online Banking.
How to Get Started
Enrolling with Zelle® is a quick, one-time process!
- Open the Mobile Banking* app, tap "Transfer and Pay," then "Send Money with Zelle®." Or log in to Online Banking* and click "Send Money with Zelle®."
- Follow the prompts to complete your enrollment.
- Send or receive money at your convenience!
*Not signed up for Mobile and Online Banking? It just takes a moment. Enroll online.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. All third-party companies, products and service names used are for identification purposes only. All service marks, trademarks and registered trademarks are the property of their respective owners.
1U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. Please see the Golden 1 Digital Banking Services Agreement for the full terms and conditions.
2Message and data rates may apply. Check with your mobile provider.
How to use the Zelle® QR code
Use Zelle® QR codes to send or request money without the risk of entering an incorrect phone number or email!
Golden 1 Mobile app instructions
To request money with your unique assigned Zelle® QR code:
- Log in to the Golden 1 app and click “Send Money with Zelle®.”
- Next, click on the gear icon to go to your Zelle® settings, click “Zelle® QR code,” and see your QR code displayed under “My Code.”
- Now you can share your Zelle® QR code by text, email, or print.
To send money:
- Log in to the Golden 1 app, click “Send money with Zelle®,” and click “Send.”
- Click on the QR code icon displayed at the top of the “Select Recipient” screen.
- Once you allow access to your camera, simply point your camera at the recipient’s Zelle® QR code, enter the amount, hit “Send,” and the money is on the way.
- Remember – when sending money to someone new, it’s important to confirm the recipient is correct by reviewing the displayed name before you tap "Send."

Golden 1 Online Banking
To request money with your unique assigned Zelle® QR code:
- Log in to your Golden 1 Online Banking profile and click “Send Money with Zelle®.”
- Next, go to “Settings” and find your personalized Zelle® QR code displayed along the top of the screen.
- Click on the QR code, and you'll be brought to the next screen, where you can print and share the QR code.
To send money:
When you send money with Zelle® in Online Banking, the QR code is not supported. Using a QR code to send money requires scanning someone else’s QR code. That function is available in your Mobile app but not in Online Banking.
You can still use Zelle® to send money in Online Banking by adding a new recipient and entering their email address or US mobile number.

FAQs
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We discontinued Popmoney® as our personal payment solution and will offer Zelle® as of June 6, 2023, to improve our digital offerings. Zelle® lets you send, request, and receive money directly from and to your bank account.